San Diego County property record for 316 River Ranch Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,352 sqft · built 2003 |
| Lot Size | 0.143 acres (6,219 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Nov 2008) |
| Tax Bill | $6,292 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-750-04-00 |
| Primary APN | 158-750-04-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,352 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 6,219 sqft (0.143 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 316 RIVER RANCH WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 4 TR 014295 |
| Legal Subdivision | RIVER RANCH SOUTH |
| Legal Tract | 014295 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 18521 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 316 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2008 · Amount on Record |
| Deed Sale | Nov 17, 2008 · Amount on Record |
| Prior Sale | Jul 18, 2008 · Amount on Record |
| Deed Document Number | 2008595830 |
| Prior Transfer Date | Jun 19, 2007 |
| Prior Transfer Doc | 0000463634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 316 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000588764 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017-0588764 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $577,925 (+2%) Land $65,667 Building $512,258 | |
| 2025 | $6,292.00 (+5.23%) Homeowner's exemption | $566,594 (+4.04%) Land $64,380 Building $502,214 |
| 2023 | $5,979.00 (+1.56%) Homeowner's exemption | $544,594 Land $61,881 Building $482,713 |
| 2022 | $5,887.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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