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312 River Ranch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 312 River Ranch Way, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,589 sqft · built 2003
Lot Size0.144 acres (6,266 sqft)
Owner2 Company Names on File
Last Sale$431,000 (Oct 2003)
Tax Bill$6,808 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jan 2024 Transfer
Flood ZoneZone X (moderate risk)
APN158-750-05-00

Property Details

APN / Parcel Number

Primary APN158-750-05-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,589 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area6,266 sqft (0.144 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address312 RIVER RANCH WAY
CityOCEANSIDE
StateCA
Zip92057-6527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 TR 014295
Legal SubdivisionRIVER RANCH SOUTH
Legal Tract014295
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2016
Census Tract18521

Owner

Source: San Diego County records · APN 158-750-05-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address312 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jan 22, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2003 · Amount on Record
Deed SaleOct 17, 2003 · Amount on Record
Deed Document Number20031275556
Last Transfer DateJan 17, 2024
Transfer Doc0000017445
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 22, 2024
Property Address312 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number0000017445
Map ReferenceMAP 14295
Instrument DateJan 17, 2024
Instrument2024-0017445
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 RIVER RANCH WAY, DEL MAR, CA 92014

Mortgage

Document Number0000017446
DateJan 22, 2024
Instrument2024-0017446
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2044

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 22, 2024
Property Address312 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number0000017447
Map ReferenceMAP 14295
Instrument DateJan 17, 2024
Instrument2024-0017447
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$625,022 (+2%) Land $217,529 Building $407,493
2025$6,808.00 (+5.22%) Homeowner's exemption$612,767 (+4.04%) Land $213,264 Building $399,503
2023$6,470.00 (+1.57%) Homeowner's exemption$588,975 Land $204,984 Building $383,991
2022$6,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
14 of 16 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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