320 Percy St, Elgin, IL 60120 Property Records

Kane County property record for 320 Percy St, Elgin, IL 60120

Property Summary

Property Type	Commercial Vacant Land
Details	8 ba · 4,428 sqft · built 1900
Lot Size	0.134 acres (5,858 sqft)
Owner	2 Company Names on Record
Last Sale	$1,750,000 (Oct 2021)
Tax Bill	$15,534 (2025)
Deeds & Mortgages	Oct 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-453-024`

Property Details

APN / Parcel Number

Primary APN	`06-13-453-024`

Interior

Full Baths	8 Baths
Total Rooms	20 Rooms
Units	16 Units
Stories	2 Stories
Building Area	4,428 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	5,858 sqft (0.134 acres)

Location & Zoning

Street Address	320 PERCY ST
City	ELGIN
State	IL
Zip	60120-6675
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	GEORGE PLUMMERS ADDN LOT 9
Legal Subdivision	GEORGE PLUMMERS ADDN
Legal Block	2
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2012
Census Tract	851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	29W701 BUTTERFIELD RD, 101, WARRENVILLE, IL 60555-3624
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Oct 17, 2002 · Amount on Record
Deed Document Number	202180189
Prior Transfer Date	Jun 8, 1995
Prior Transfer Doc	0000031685
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Oct 22, 2021
Property Address	320 PERCY ST, ELGIN, IL 60120-6675
Document Number	0000080189
Instrument Date	Sep 29, 2021
Instrument	2021K080189
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29W701 BUTTERFIELD RD STE 203, 203, WARRENVILLE, IL 60555-3624

Mortgage

Document Number	0000080190
Date	Oct 22, 2021
Instrument	2021K080190

Lender

Name	NORTHWEST BANK & TRUST CO
Type	Bank
Address	DAVENPORT, IA 52806

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Sep 29, 2056

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,534.00 (+15.96%)	$203,621 (+8.57%) Land $26,673 Building $176,948	$611,107 (+8.57%) Land $80,051 Building $531,056
2024		$187,549 (+21.39%) Land $24,568 Building $162,981	$562,872 (+21.44%) Land $73,733 Building $489,139
2022	$13,396.00 (+3.96%)	$154,496 (+6.96%) Land $20,238 Building $134,258	$463,488 (+6.96%) Land $60,714 Building $402,774
2021	$12,886.00	$144,443 Land $18,921 Building $125,522	$433,329 Land $56,763 Building $376,566

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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