265 Percy St, Elgin, IL 60120 Property Records

Kane County property record for 265 Percy St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,874 sqft · built 1920
Lot Size	0.12 acres (5,211 sqft)
Owner	2 Company Names on Record
Last Sale	$334,500 (Apr 2021)
Tax Bill	$8,657 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-454-005`

Property Details

APN / Parcel Number

Primary APN	`06-13-454-005`

Interior

Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,874 sqft Living Area
Gross Area	5,811 sqft
Basement Area	1,937 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,211 sqft (0.12 acres)
Lot Dimensions	97 ft deep x 54 ft wide

Location & Zoning

Street Address	265 PERCY ST
City	ELGIN
State	IL
Zip	60120-6684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRETTS 3RD ADDN LOT 6 BLOCK 3
Legal Subdivision	BARRETTS 3RD ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	851301

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	29W701 BUTTERFIELD RD, 203, WARRENVILLE, IL 60555-3624
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2022	Quit Claim Deed, Transfer · Line of Credit PNC BANK NA
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FORTRESS BANK
Jul 10, 2019	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	202132173
Last Transfer Date	Aug 31, 2021
Transfer Doc	0000003447
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 22, 2021
Property Address	265 PERCY ST, ELGIN, IL 60120-6684
Document Number	0000071922
Instrument Date	Aug 31, 2021
Instrument	2021K071922
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29W701 BUTTERFIELD RD STE 101, 29W701, WARRENVILLE, IL 60555-3624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S PARKWAY DR, NAPERVILLE, IL 60540-4355

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 19, 2022
Property Address	265 PERCY ST, ELGIN, IL 60120-6684
Document Number	0000003447
Instrument Date	Aug 31, 2021
Instrument	2022K003447
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29W701 BUTTERFIELD RD, 29W701, WARRENVILLE, IL 60555-3604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S PARKWAY DR, NAPERVILLE, IL 60540-4355

Mortgage

Document Number	0000003423
Date	Jan 19, 2022
Instrument	2022K003423

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2021
Property Address	265 PERCY ST, ELGIN, IL 60120-6684
Document Number	0000032173
Instrument Date	Apr 16, 2021
Instrument	2021K032173
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3943 GOSBEAK COVE LANE, 3943, FRANKLIN, OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	265 PERCY ST, ELGIN, IL 60120-6684

Mortgage

Document Number	0000032174
Date	Apr 23, 2021
Instrument	2021K032174

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 10, 2019
Property Address	265 PERCY ST, ELGIN, IL 60120-6684
Document Number	0000029346
Instrument Date	Jul 9, 2019
Instrument	2019K029346
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 W HILLCREST RD, PALATINE, IL 60074-1088

Mortgage

Document Number	0000029347
Date	Jul 10, 2019
Instrument	2019K029347

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,657.00 (+3.5%)
2024	$8,364.00 (+21.45%)	$104,524 (+31.6%) Land $15,352 Building $89,172	$313,697 (+31.65%) Land $46,074 Building $267,623
2022	$6,887.00 (+3.95%)	$79,425 (+6.96%) Land $12,646 Building $66,779	$238,275 (+6.96%) Land $37,938 Building $200,337
2021	$6,625.00	$74,257 Land $11,823 Building $62,434	$222,771 Land $35,469 Building $187,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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