266 Percy St, Elgin, IL 60120 Property Records

Kane County property record for 266 Percy St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,806 sqft · built 1910
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2014)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-453-013`

Property Details

APN / Parcel Number

Primary APN	`06-13-453-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,806 sqft Living Area
Gross Area	2,757 sqft
Basement Area	951 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)

Location & Zoning

Street Address	266 PERCY ST
City	ELGIN
State	IL
Zip	60120-6667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE PLUMMERS ADDN LOT 13
Legal Subdivision	GEORGE PLUMMERS ADDN
Legal Block	2
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2012
Census Tract	851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	266 PERCY ST, ELGIN, IL 60120-6667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 17, 2025	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2014 · Amount on Record
Deed Sale	Nov 19, 2014 · Amount on Record
Prior Sale	Aug 14, 2008 · Amount on Record
Deed Document Number	201458778
Prior Transfer Date	Mar 28, 1997
Prior Transfer Doc	0000021024
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	266 PERCY ST, ELGIN, IL 60120-6667
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010474
Date	Feb 8, 2021
Instrument	2021K010474

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.62%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	266 PERCY ST, ELGIN, IL 60120-6667
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013600
Date	Apr 17, 2025
Instrument	2025K013600

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,929.00 (+17.04%) Homeowner's exemption	$85,724 (+8.57%) Land $13,795 Building $71,929	$257,275 (+8.57%) Land $41,402 Building $215,873
2024		$78,957 (+21.39%) Land $12,706 Building $66,251	$236,966 (+21.44%) Land $38,133 Building $198,833
2022	$5,066.00 (+4.69%) Homeowner's exemption	$65,043 (+6.96%) Land $10,467 Building $54,576	$195,129 (+6.96%) Land $31,401 Building $163,728
2021	$4,839.00 Homeowner's exemption	$60,811 Land $9,786 Building $51,025	$182,433 Land $29,358 Building $153,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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