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320 N High St, Covington, OH 45318 Property Records

Miami County property record for 320 N High St, Covington, OH 45318 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1997
Square Footage1,893 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageDetached, 900 sqft
OccupancyOwner Occupied
Tax Bill$1,792.00 (2025)

Property Details

APN / Parcel Number

Primary APNH19-003290
Alternative APNs
  • 080529.2-01-009-00
  • H19NH046 00600

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms10 Rooms
Building Area1,893 sqft Living Area
1st Floor2,510 sqft 1st Floor
Upper Floors638 sqft Upper Floors
Basement Area399 sqft Basement
Unfinished Basement399 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1997
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area8,712 sqft (0.2 acres)
Depth X Width135 ft x 66 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area900 sqft Garage
Deck Area240 sqft Deck
Patio Area240 sqft Patio
Porch Area487 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address320 N HIGH ST
CityCOVINGTON
StateOH
Zip45318-1412
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIN LOT 213 66
Legal SubdivisionVILLAGE OF COVINGTON
Legal Lot Number213
JurisdictionMIAMI OH
Minor Civil DivisionNEWBERRY
Census Blockgroup1
Census Block1015
Census Tract325000

Owner

Source: Miami County records · APN H19-003290

Assessment roll updated March 6, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address320 N HIGH ST, COVINGTON, OH 45318-1412
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Oct 01, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Aug 07, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2026
Deed SaleMay 06, 2026
Prior SaleOct 01, 2020 · Amount on Record
Deed Doc Number20265447
Prior Transfer DateApr 29, 2026
Prior Transfer Doc0000005447
Record RefreshedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIAMI OH
Recording DateMay 06, 2026
Property Address320 N HIGH ST, COVINGTON, OH 45318-1412
Document Number0000005447
Instrument DateApr 29, 2026
Instrument20265447
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyROCKET CLOSE LLC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 N HIGH ST, COVINGTON, OH 45318-1412

Mortgage

Document Number0000005448,
DateMay 06, 2026
Instrument20265448
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.38%
Max Rate-1%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateOct 01, 2020
Property Address320 N HIGH ST, COVINGTON, OH 45318-1412
Document Number0000014196
Instrument DateSep 04, 2020
Instrument2020OR-14196
Transaction TypeTransfer
Record UpdatedFeb 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 N HIGH ST, COVINGTON, OH 45318-1412

Mortgage

Document Number0000014197
DateOct 01, 2020
Instrument2020OR-14197
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMIAMI OH
Recording DateAug 07, 2018
Property Address320 N HIGH ST, COVINGTON, OH 45318-1412
Document Number0000009572
Instrument DateAug 03, 2018
Instrument9572
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 STEVENS ST COVINGTON OH 453181738, COVINGTON, OH 45318-1738

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewberry Township
MunicipalityCovington Village
Unified School DistrictCovington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,792.00 (+16.21%) Homeowner's exemption$54,880 (+33.3%) Land $11,200 Building $43,680$156,800 (+33.33%) Land $32,000 Building $124,800
2024$1,542.00 (+3.77%) Homeowner's exemption$41,170 (-) Land $12,150 Building $29,020
2023$1,486.00 (-3.38%) Homeowner's exemption$41,170 (-) Land $12,150 Building $29,020$117,600 (-) Land $34,700 Building $82,900
2022$1,538.00 Homeowner's exemption$41,170 Land $12,150 Building $29,020$117,600 Land $34,700 Building $82,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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