323 N High St, Covington, OH 45318 Property Records

Miami County property record for 323 N High St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$6,000 (Sep 2019)
Tax Bill	$549 (2025)
Deeds & Mortgages	Mar 2020 Sale Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H19-003350`

Property Details

APN / Parcel Number

Primary APN	`H19-003350`
Alternative APNs	`080530.1-03-010-00` `H19NH038 01000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,562 sqft
Attic	Attic
Attic Area	251 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	323 N HIGH ST
City	COVINGTON
State	OH
Zip	45318-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 221 82
Legal Lot Number	221
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1018
Census Tract	325000

Owner

323 N High St is owned and occupied by two individuals who bought it in September 2019.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 N HIGH ST, COVINGTON, OH 45318-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 4, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	20192019OR-10222
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0000003016
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 18, 2020
Property Address	323 N HIGH ST, COVINGTON, OH 45318-1411
Document Number	0000003602
Instrument Date	Mar 1, 2020
Instrument	3602
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4444 N RARIGELINE RD COVINGTON OH 45318, COVINGTON, OH 45318

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 4, 2019
Property Address	323 N HIGH ST, COVINGTON, OH 45318-1411
Document Number	0000010221
Instrument Date	Sep 3, 2019
Instrument	10221
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$24.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6825 N MCMAKEN RD COVINGTON OH 453189606, COVINGTON, OH 45318-9606

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 4, 2019
Property Address	323 N HIGH ST, COVINGTON, OH 45318-1411
Document Number	0000010222
Instrument Date	Sep 3, 2019
Instrument	10222
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$12.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6825 N MCMAKEN RD COVINGTON OH 453189606, COVINGTON, OH 45318-9606

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 25, 2019
Property Address	323 N HIGH ST, COVINGTON, OH 45318-1411
Document Number	0000003016
Instrument Date	Mar 21, 2019
Instrument	3016
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 N HIGH ST COVINGTON OH 453181411, COVINGTON, OH 45318-1411

Tax Assessment & Valuation

The 2025 property tax bill for 323 N High St was $549, down 2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$549.00 (-19.97%)	$17,750 (-1%) Land $12,500 Building $5,250	$50,700 Land $35,700 Building $15,000
2024	$686.00 (+3.78%)	$17,930 (-) Land $13,550 Building $4,380
2023	$661.00 (-3.5%)	$17,930 (-) Land $13,550 Building $4,380	$51,200 (-) Land $38,700 Building $12,500
2022	$685.00	$17,930 Land $13,550 Building $4,380	$51,200 Land $38,700 Building $12,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 N High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 323 N High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N High St

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