255 N High St, Covington, OH 45318 Property Records

Miami County property record for 255 N High St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,608 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`H19-003380`

Property Details

APN / Parcel Number

Primary APN	`H19-003380`
Alternative APNs	`080530.1-04-015-00` `H19NH037 00200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
1st Floor Area	978 sqft
2nd Floor Area	630 sqft
Upper Floors Area	630 sqft
Basement Area	954 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	190 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	H19NH037 00200
Street Address	255 N HIGH ST
City	COVINGTON
State	OH
Zip	45318-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 224 45 S PT
Legal Subdivision	COVINGTON VILLAGE
Legal Lot Number	224 45
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1019
Census Tract	325000

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	255 N HIGH ST, COVINGTON, OH 45318-1409
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit MINSTER BK
Dec 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Apr 27, 2011 · Amount on Record
Last Transfer Date	Dec 14, 2017
Transfer Doc	0000015492
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	255 N HIGH ST, COVINGTON, OH 45318-1409
Document Number	0000001727
Instrument Date	Jan 28, 2021
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8595 W COVINGTON GETTYSBURG RD COVINGTON OH 453189701, COVINGTON, OH 45318-9701

Mortgage

Document Number	0000001727
Date	Feb 1, 2021
Instrument	1727

Lender

Name	MINSTER BK
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 31, 2026

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 14, 2017
Property Address	255 N HIGH ST, COVINGTON, OH 45318-1409
Document Number	0000015492
Instrument Date	Oct 10, 2017
Instrument	15492
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8595 W COVINGTON GETTYSBURG RD COVINGTON OH 453189701, COVINGTON, OH 45318-9701

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00 (+19.67%)	$43,370 (+37.2%) Land $7,950 Building $35,420	$123,900 (+37.21%) Land $22,700 Building $101,200
2024	$1,210.00 (+3.77%)	$31,610 (-) Land $8,610 Building $23,000
2023	$1,166.00 (-3.48%)	$31,610 (-) Land $8,610 Building $23,000	$90,300 (-) Land $24,600 Building $65,700
2022	$1,208.00	$31,610 Land $8,610 Building $23,000	$90,300 Land $24,600 Building $65,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures