Miami County property record for 249 N High St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,294 sqft · built 1920 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Mar 2026) |
| Tax Bill | $1,491 (2025) |
| Deeds & Mortgages | Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-003400 |
| Primary APN | H19-003400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| 1st Floor Area | 2,588 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 132 ft deep x 82 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 249 N HIGH ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 225 82 |
| Legal Subdivision | VILLAGE OF COVINGTON |
| Legal Lot Number | 225 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 325000 |
249 N High St is owned and occupied by two individuals who bought it in March 2026.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 N HIGH ST, COVINGTON, OH 45318-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Prior Sale | Jun 26, 1990 · Amount on File |
| Deed Document Number | 20263684 |
| Prior Transfer Date | Jan 17, 2018 |
| Prior Transfer Doc | 0000000709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 30, 2026 |
| Property Address | 249 N HIGH ST, COVINGTON, OH 45318-1409 |
| Document Number | 0000003684 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026OR-03684 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
The 2025 property tax bill for 249 N High St was $1,491 with a homeowner's exemption, up 10.5% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,491.00 (+10.53%) Homeowner's exemption | $49,360 (+37.03%) Land $12,500 Building $36,860 | $141,000 Land $35,700 Building $105,300 |
| 2024 | $1,349.00 (+3.85%) Homeowner's exemption | $36,020 (-) Land $13,550 Building $22,470 | |
| 2023 | $1,299.00 (-3.42%) Homeowner's exemption | $36,020 (-) Land $13,550 Building $22,470 | $102,900 (-) Land $38,700 Building $64,200 |
| 2022 | $1,345.00 Homeowner's exemption | $36,020 Land $13,550 Building $22,470 | $102,900 Land $38,700 Building $64,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 249 N High St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 249 N High St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures