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300 E Ocean Dr, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 300 E Ocean Dr, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,500 sqft · built 2002
Lot Size0.103 acres (4,508 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Aug 2018)
Tax Bill$6,528 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00072680-000000

Property Details

APN / Parcel Number

Primary APN00072680-000000
Alternative APNs
  • 04663300072680000000
  • 1076732

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2012
Exterior MaterialOther
Foundation TypePile
Roof TypeFlat
Roof MaterialMetal
Lot Area4,508 sqft (0.103 acres)
Garage Area750 sqft

Exterior Amenities

PorchOpen Porch
Porch Area480 sqft
Deck Area430 sqft
Patio Area430 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1076732
Old Parcel Number04663300072680000000
Street Address300 E OCEAN DR
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 E'LY PORTION OF THE E'LY PORTION OF LOTS 1 AND 2 KEY COLONY BEACH PB3-120 SHELTER KEY OR407-1045/46 OR816-295 OR816-297
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block3
Legal Lot Number1-2 2
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8121 SW 18TH TER, MIAMI, FL 33155-1327
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANKING MORTGAGE SERVICES
Aug 9, 2018Warranty Deed, Transfer · Conventional Mortgage
BANKING MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2018 · Amount on Record
Deed SaleAug 9, 2018 · Amount on Record
Prior SaleDec 4, 2003 · Amount on Record
Deed Document Number2181773
Deed Book / Page2921 / 0796
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address300 E OCEAN DR, KEY COLONY BEACH, FL 33051
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 144829, CORAL GABLES, FL 33114-4829

Mortgage

Document Number0030772170
DateFeb 25, 2021
Book Page3077/2170
Instrument2305825
Lender
NameBANKING MORTGAGE SERVICES
TypeMortgage Company
AddressMIAMI, FL 33155
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 9, 2018
Property Address300 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number0029210796
Book / Page2921 / 0796
Map ReferenceMB3 PG120
Instrument DateJul 31, 2018
Instrument2181773
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1511 CANTORIA AVE, 1511, MIAMI, FL 33146-1021

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 E OCEAN DR, KEY COLONY BEACH, FL 33051

Mortgage

Document Number0002181774
DateAug 9, 2018
Instrument2181774
Lender
NameBANKING MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$750,284 (-9.56%) Land $369,530 Building $380,754$750,284 (-9.56%) Land $369,530 Building $380,754
2024$6,528.00 (+3.37%)
2023$6,315.00 (+20.81%)$829,620 (+44.51%) Land $374,699 Building $454,921$829,620 (+44.51%) Land $374,699 Building $454,921
2022$5,227.00$574,072 Land $204,067 Building $370,005$574,072 Land $204,067 Building $370,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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