320 E Chicago St, #22, Elgin, IL 60120 Property Records

Kane County property record for 320 E Chicago St, #22, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 ba · 8,028 sqft · built 1914
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$599,000 (Jun 2022)
Tax Bill	$12,118 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-161-012`

Property Details

APN / Parcel Number

Primary APN	`06-13-161-012`

Interior

Full Baths	6 Baths
Building Area	8,028 sqft Living Area
Gross Area	10,704 sqft Gross Area
Basement Area	2,676 sqft Basement
Stories	3 Stories

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	320 E CHICAGO ST, 22
City	ELGIN
State	IL
Zip	60120-6571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES T GIFFORDS PLAT OF EAST ELGIN LOT 9 BLOCK 1
Legal Subdivision	JAMES T GIFFORDS PLAT
Legal Block	1
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2011
Census Tract	854600

Owner

Source: Kane County records · APN 06-13-161-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	111 DOUGLAS AVE, ELGIN, IL 60120-5503
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	202233033
Prior Transfer Date	Nov 04, 1998
Prior Transfer Doc	0000077461
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 27, 2022
Property Address	320 E CHICAGO ST # 22, 22, ELGIN, IL 60120-6571
Document Number	0000033033
Instrument Date	Jun 15, 2022
Instrument	2022K033033
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$599.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	927 HILLCREST RD, ELGIN, IL 60123-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 DOUGLAS AVE, ELGIN, IL 60120-5503

Mortgage

Document Number	0000033034
Date	Jun 27, 2022
Instrument	2022K033034

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,118.00 (+15.96%)
2024		$146,306 (+21.39%) Land $19,839 Building $126,467	$439,094 (+21.44%) Land $59,541 Building $379,553
2022	$10,450.00 (+3.96%)	$120,522 (+6.96%) Land $16,343 Building $104,179	$361,566 (+6.96%) Land $49,029 Building $312,537
2021	$10,052.00	$112,680 Land $15,280 Building $97,400	$338,040 Land $45,840 Building $292,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.