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311 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 311 E Chicago St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms4 Baths
Year BuiltBuilt 1900
Square Footage2,112 sqft Living Area
Lot Size50 sqft (0.1 acres)
Last Sale$400,000 (2023)
Tax Bill$8,144.00 (2025)

Owner

Source: Kane County records · APN 06-13-304-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1447 ASHWOOD DR, ELGIN, IL 60123-8886
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD LOANS
Nov 17, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 26, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Dec 26, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Dec 26, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Prior SaleDec 26, 2018 · Amount on Record
Deed Doc Number202340617
Prior Transfer DateNov 21, 2018
Prior Transfer Doc0000061631
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateJul 17, 2026
Property Address311 E CHICAGO ST, ELGIN, IL 60120-5922
Document Number0000030365
Instrument DateJul 14, 2026
Instrument202630365
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167

Mortgage

Document Number0000030365,
DateJul 17, 2026
Instrument202630365
Lender
NameNEIGHBORHOOD LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate7.38%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 17, 2023
Property Address311 E CHICAGO ST, ELGIN, IL 60120-5922
Document Number0000040617
Instrument DateNov 07, 2023
Instrument2023K040617
Transaction TypeTransfer
Record UpdatedNov 24, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1447 ASHWOOD DR, ELGIN, IL 60123-8886

Mortgage

Document Number0000040618
DateNov 17, 2023
Instrument2023K040618
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeFixed Rate
Rate8.62%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 26, 2018
Property Address311 E CHICAGO ST, ELGIN, IL 60120-5922
Document Number0000061633
Instrument DateDec 05, 2018
Instrument2018K061633
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyATTORNEYS TITLE GUARANTY FUN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 GLACIAL FALLS DR, GILBERTS, IL 60136-7708

Mortgage

Document Number0000061634
DateDec 26, 2018
Instrument2018K061634
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049
Interest
Rate TypeFixed Rate
Rate5.87%

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 26, 2018
Property Address311 E CHICAGO ST, ELGIN, IL 60120-5922
Document Number0000061632
Instrument DateNov 26, 2018
Instrument61632
Transaction TypeTransfer
Record UpdatedJan 07, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 418 DUNDEE IL 601180418, DUNDEE, IL 60118-0418

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 26, 2018
Property Address311 E CHICAGO ST, ELGIN, IL 60120-5922
Document Number0000061631
Instrument DateNov 21, 2018
Instrument61631
Transaction TypeTransfer
Record UpdatedJan 07, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$734.54
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 418 DUNDEE IL 601180418, DUNDEE, IL 60118-0418

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,144.00 (+25.78%)
2024$98,326 (+31.67%) Land $13,918 Building $84,408$295,096 (+31.72%) Land $41,771 Building $253,325
2022$6,475.00 (+3.97%)$74,676 (+6.96%) Land $11,465 Building $63,211$224,028 (+6.96%) Land $34,395 Building $189,633
2021$6,228.00$69,817 Land $10,719 Building $59,098$209,451 Land $32,157 Building $177,294

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN06-13-304-004

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms15 Rooms
Building Area2,112 sqft Living Area
Gross Area3,212 sqft Gross Area
Basement Area1,100 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame Construction
Lot Area50 sqft (0.1 acres)

Location & Zoning

Street Address311 E CHICAGO ST
CityELGIN
StateIL
Zip60120-5922
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJAMES T GIFFORDS PLAT OF EAST ELGIN EAST 1/2 NORTH 1/2 & WEST 16.5 FT NORTH 78 FT LOT 3 BLOCK 2
Legal SubdivisionJAMES T GIFFORDS PLAT
Legal Block2
Legal Lot Number3
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2014
Census Tract854600

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