327 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 327 E Chicago St, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,680 sqft Living Area
Lot Size3,432 sqft (0.79 acres)
OccupancyOwner Occupied
Last Sale$172,000 (2022)
Tax Bill$4,908.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-13-304-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,680 sqft Living Area
Gross Area2,520 sqft Gross Area
Basement Area840 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame Construction
Lot Area3,432 sqft (0.79 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address327 E CHICAGO ST
CityELGIN
StateIL
Zip60120-6510
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJAMES T GIFFORDS PLAT OF EAST ELGIN NORTH 5 RODS EAST 41.6 FT OF LOT 1 BLOCK 2
Legal SubdivisionJAMES T GIFFORDS PLAT
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2014
Census Tract854600

Owner

Source: Kane County records · APN 06-13-304-009

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address327 E CHICAGO ST, ELGIN, IL 60120-6510
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2022 · Amount on Record
Deed SaleSep 28, 2022 · Amount on Record
Deed Doc Number202247915
Prior Transfer DateSep 16, 2022
Prior Transfer Doc0000047915
Record RefreshedSep 20, 2026

September 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionKANE IL
Recording DateSep 28, 2022
Property Address327 E CHICAGO ST, ELGIN, IL 60120-6510
Document Number0000047915
Instrument DateSep 16, 2022
Instrument2022K047915
Transaction TypeTransfer
Record UpdatedOct 05, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$172.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address327 E CHICAGO ST, ELGIN, IL 60120-6510

Mortgage

Document Number0000047916
DateSep 28, 2022
Instrument2022K047916
Lender
NameUS MORTGAGE FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeFixed Rate
Rate5.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,908.00 (+11.32%) Homeowner's exemption$72,344 (+8.57%) Land $13,831 Building $58,513$217,119 (+8.57%) Land $41,510 Building $175,609
2024$66,633 (+31.03%) Land $12,739 Building $53,894$199,979 (+31.08%) Land $38,232 Building $161,747
2022$4,409.00 (+3.96%)$50,854 (+6.96%) Land $10,494 Building $40,360$152,562 (+6.96%) Land $31,482 Building $121,080
2021$4,241.00$47,545 Land $9,811 Building $37,734$142,635 Land $29,433 Building $113,202

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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