314 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 314 E Chicago St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Commercial
Year Built	Built 1899
Square Footage	10,692 sqft Gross Area
Lot Size	10,890 sqft (0.25 acres)
Last Sale	$850,000 (2019)
Tax Bill	$28,817.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-13-161-011`

Interior

Total Rooms	39 Rooms
Units	42 Units
Building Area	10,692 sqft Gross Area
Stories	3 Stories

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	165 ft x 66 ft Depth x Width

Location & Zoning

Street Address	314 E CHICAGO ST
City	ELGIN
State	IL
Zip	60120-6573
Property Usage	Commercial Property Usage
Type	Vacant Land > Commercial
Legal Description	JAMES T GIFFORDS PLAT OF EAST ELGIN SOUTH 33 FT COUNTY CLERKS SUB B ALL OF LOT 8 BLOCK 1
Legal Subdivision	JAMES T GIFFORDS PLAT
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2011
Census Tract	854600

Owner

Source: Kane County records · APN 06-13-161-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	29W701 BUTTERFIELD RD, 203, WARRENVILLE, IL 60555-3624
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Deed Doc Number	201930842
Prior Transfer Date	Jan 08, 2016
Prior Transfer Doc	0000010538
Record Refreshed	Sep 20, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 17, 2019
Property Address	314 E CHICAGO ST, ELGIN, IL 60120-6573
Document Number	0000030842
Instrument Date	Jun 26, 2019
Instrument	2019K030842
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29W701 BUTTERFIELD RD STE 203, 203, WARRENVILLE, IL 60555-3624

Mortgage

Document Number	0000030843
Date	Jul 17, 2019
Instrument	2019K030843

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 26, 2024

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,817.00 (+15.96%)
2024		$347,915 (+21.39%) Land $41,655 Building $306,260	$1,044,163 (+21.44%) Land $125,015 Building $919,148
2022	$24,851.00 (+3.96%)	$286,601 (+6.96%) Land $34,314 Building $252,287	$859,803 (+6.96%) Land $102,942 Building $756,861
2021	$23,905.00	$267,951 Land $32,081 Building $235,870	$803,853 Land $96,243 Building $707,610