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320 Chestnut St, Painesville, OH 44077 Property Records

Lake County property record for 320 Chestnut St, Painesville, OH 44077

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,494 sqft · built 1920
Lot Size0.382 acres (16,649 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Aug 2008)
Tax Bill$6,099 (2023)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15-C-035-0-00-043-0

Property Details

APN / Parcel Number

Primary APN15-C-035-0-00-043-0
Alternative APN
  • F 11

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,494 sqft Living Area
Gross Area1,802 sqft
1st Floor Area432 sqft
Basement Area308 sqft
Unfinished Basement308 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1970
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Lot Area16,649 sqft (0.382 acres)
Lot Dimensions179 ft deep x 42 ft wide
Garage TypeDetached
Garage Area320 sqft

Exterior Amenities

PorchOpen Porch
Porch Area168 sqft
Patio Area483 sqft
Gazebo120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberF 11
Street Address320 CHESTNUT ST
CityPAINESVILLE
StateOH
Zip44077-2753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 54 TRACT 4
Legal SubdivisionORIGINAL PAINESVILLE TOWNSHIP
Legal Tract4
Legal Lot Number54
JurisdictionLAKE OH
Township / Civil DivisionPAINESVILLE
Census Block Group3
Census Block3012
Census Tract204304

Owner

320 Chestnut St is owned and occupied by an individual who acquired it in February 2018.

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address320 CHESTNUT ST, PAINESVILLE, OH 44077-2753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2008 · Amount on File
Deed SaleAug 28, 2008 · Amount on File
Prior SaleAug 28, 2008 · Amount on File
Deed Document Number0000024341
Last Transfer DateFeb 15, 2018
Transfer Doc0000003721
Record UpdatedJun 7, 2026

February 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE OH
Recording DateFeb 15, 2018
Property Address320 CHESTNUT ST, PAINESVILLE, OH 44077-2753
Document Number0000003721
Instrument DateFeb 7, 2018
Instrument2018R003721
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address320 CHESTNUT ST, 320, PAINESVILLE, OH 44077-2753

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 CHESTNUT ST, PAINESVILLE, OH 44077-2753

Mortgage

Document Number0000003722
DateFeb 15, 2018
Instrument2018R003722
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueMar 1, 2043

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityPainesville City
Unified School DistrictPainesville City Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,099.00 (+103.91%) Homeowner's exemption$49,250 (-) Land $15,940 Building $33,310
2022$2,991.00 Homeowner's exemption$49,250 Land $15,940 Building $33,310
2021$140,700 Land $45,540 Building $95,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAINESVILLE CITY PWS
serves 31,728 people · EPA ID OH4301611
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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