Lake County property record for 319 Chestnut St, Painesville, OH 44077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,155 sqft · built 1917 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (Jul 2025) |
| Tax Bill | $6,424 (2023) |
| Deeds & Mortgages | Dec 2023 Line of Credit May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-A-011-A-00-035-0 |
| Primary APN | 14-A-011-A-00-035-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,155 sqft Living Area |
| Gross Area | 1,419 sqft |
| 1st Floor Area | 616 sqft |
| Basement Area | 264 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 319 CHESTNUT ST |
|---|---|
| City | FAIRPORT HARBOR |
| State | OH |
| Zip | 44077-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 2 TRACT 4 |
| Legal Subdivision | CHESTNUT STREET ALLOTMENT |
| Legal Tract | 4 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | PAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 204000 |
Source: Lake County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 319 CHESTNUT ST, FAIRPORT HARBOR, OH 44077-5707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 19, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 29, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | May 11, 2010 · Amount on Record |
| Deed Document Number | 202515671 |
| Prior Transfer Date | Jan 14, 2005 |
| Prior Transfer Doc | 0000001862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 319 CHESTNUT ST, PAINESVILLE, OH 44077 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 319 CHESTNUT ST, FAIRPORT HARBOR, OH 44077-5707 |
| Document Number | 0000024809 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023R024809 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 16, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 19, 2026 |
| Property Address | 319 CHESTNUT ST, FAIRPORT HARBOR, OH 44077-5707 |
| Document Number | 0000010621 |
| Instrument Date | May 12, 2026 |
| Instrument | 202610621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 319 CHESTNUT ST, FAIRPORT HARBOR, OH 44077-5707 |
| Document Number | 0000010621, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202610621 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 29, 2022 |
| Property Address | 319 CHESTNUT ST, PAINESVILLE, OH 44077 |
| Document Number | 0000026746 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022R026746 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 319 CHESTNUT ST, FAIRPORT HARBOR, OH 44077-5707 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Painesville Township |
| Municipality | Fairport Harbor Village |
| Unified School District | Fairport Harbor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,860 (+49.9%) Land $13,050 Building $61,810 | $213,880 (+49.91%) Land $37,280 Building $176,600 | |
| 2023 | $6,424.00 (+88.44%) Homeowner's exemption | $49,940 (-) Land $11,110 Building $38,830 | |
| 2022 | $3,409.00 Homeowner's exemption | $49,940 Land $11,110 Building $38,830 | |
| 2021 | $142,670 Land $31,730 Building $110,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRPORT HARBOR VILLAGE PWS serves 3,180 people · EPA ID OH4300411 |
|---|---|
| Water Source | Purchased surface water from PAINESVILLE CITY PWS |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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