Lake County property record for 309 Chestnut St, Painesville, OH 44077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,411 sqft · built 1919 |
| Lot Size | 0.114 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,731 (2023) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-A-011-A-00-032-0 |
| Primary APN | 14-A-011-A-00-032-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,411 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Balcony | Balcony |
| Balcony Area | 11 sqft |
| Shed | 1 Shed |
| Shed Area | 252 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | B 125 |
|---|---|
| Street Address | 309 CHESTNUT ST |
| City | PAINESVILLE |
| State | OH |
| Zip | 44077-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 2 TRACT 4 |
| Legal Subdivision | HARBOR LAND CO CHESTNUT ST ALL |
| Legal Tract | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | PAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 204304 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 CHESTNUT ST, FAIRPORT HARBOR, OH 44077-5707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Sep 4, 2015 |
| Last Transfer Date | Oct 12, 2018 |
| Transfer Doc | 0000026132 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 309 CHESTNUT ST, PAINESVILLE, OH 44077-2720 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 CHESTNUT ST, FAIRPORT HARBOR, OH 44077-5707 |
| Document Number | 0000025348 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025R025348 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 309 CHESTNUT ST, PAINESVILLE, OH 44077-2720 |
| Document Number | 0000004742 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 CHESTNUT ST FAIRPORT HARBOR OH 440775707, FAIRPORT HARBOR, OH 44077-5707 |
| Document Number | 0000004742 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 4742 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 12, 2018 |
| Property Address | 309 CHESTNUT ST, PAINESVILLE, OH 44077-2720 |
| Document Number | 0000026132 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 26132 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 CHESTNUT ST FAIRPORT HARBOR OH 440775707, FAIRPORT HARBOR, OH 44077-5707 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Painesville Township |
| Municipality | Fairport Harbor Village |
| Unified School District | Fairport Harbor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,731.00 (+142.86%) Homeowner's exemption Senior Citizen's exemption | $36,780 (-) Land $11,110 Building $25,670 | |
| 2022 | $1,948.00 Homeowner's exemption Senior Citizen's exemption | $36,780 Land $11,110 Building $25,670 | |
| 2021 | $105,070 Land $31,730 Building $73,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRPORT HARBOR VILLAGE PWS serves 3,180 people · EPA ID OH4300411 |
|---|---|
| Water Source | Purchased surface water from PAINESVILLE CITY PWS |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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