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324 Chestnut St, Painesville, OH 44077 Property Records

Lake County property record for 324 Chestnut St, Painesville, OH 44077

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,470 sqft · built 1915
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jun 2011)
Tax Bill$4,964 (2023)
Deeds & MortgagesJun 2021 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-A-011-A-00-022-0

Property Details

APN / Parcel Number

Primary APN14-A-011-A-00-022-0
Alternative APN
  • B 79

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,470 sqft Living Area
Gross Area1,750 sqft
1st Floor Area520 sqft
Basement Area280 sqft
Unfinished Basement280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1985
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area390 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area156 sqft
BalconyBalcony
Balcony Area10 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberB 79
Street Address324 CHESTNUT ST
CityPAINESVILLE
StateOH
Zip44077-2753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 2 TRACT 4
Legal SubdivisionCHESTNUT STREET ALLOTMENT
Legal Tract4
Legal Lot Number2
JurisdictionLAKE OH
Township / Civil DivisionPAINESVILLE
Census Block Group3
Census Block3003
Census Tract204304

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address324 CHESTNUT ST, FAIRPORT HARBOR, OH 44077-5708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2021Transfer on Death Deed, Transfer
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2011 · Amount on Record
Deed SaleJun 24, 2011 · Amount on Record
Deed Document Number1388
Record UpdatedJun 7, 2026

June 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE OH
Recording DateJun 1, 2021
Property Address324 CHESTNUT ST, PAINESVILLE, OH 44077
Document Number0000018561
Instrument DateMay 20, 2021
Instrument2021R018561
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 CHESTNUT ST, FAIRPORT HARBOR, OH 44077-5708

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address324 CHESTNUT ST, PAINESVILLE, OH 44077-2753
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033178
DateNov 9, 2020
Instrument2020R033178
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
County SubdivisionPainesville Township
MunicipalityFairport Harbor Village
Unified School DistrictFairport Harbor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,964.00 (+87.82%) Homeowner's exemption$38,590 (-) Land $10,890 Building $27,700
2022$2,643.00 Homeowner's exemption$38,590 Land $10,890 Building $27,700
2021$110,260 Land $31,110 Building $79,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRPORT HARBOR VILLAGE PWS
serves 3,180 people · EPA ID OH4300411
Water SourcePurchased surface water from PAINESVILLE CITY PWS
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Feb 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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