Harrison County property record for 320 Carter Rd, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,847 sqft · built 1959 |
| Lot Size | 0.283 acres (12,357 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,320 (Apr 2026) |
| Tax Bill | $118 (2025) |
| Deeds & Mortgages | Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110G-03-062.000 |
| Primary APN | 1110G-03-062.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,847 sqft Adjusted Area |
| 1st Floor Area | 1,686 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,357 sqft (0.283 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Patio Area | 96 sqft |
| Utility Building | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 CARTER RD |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39531-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK. 23 BAY VISTA 1ST ADD. |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 28 |
| Legal Subdivision | BAY VISTA 1ST ADD |
| Legal Block | 23 |
| Legal Lot Number | 14 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1205 |
Source: Harrison County records · APN 1110G-03-062.000
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14345 SWAN RIDGE CIR, GULFPORT, MS 39503-9530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Apr 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage PILGRIM TITLE, PILGER TITLE |
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PILGRIM TITLE, PILGER TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Deed Document Number | 20261798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 320 CARTER RD, BILOXI, MS 39531-2804 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Apr 01, 2026 |
| Property Address | 320 CARTER RD, BILOXI, MS 39531-2804 |
| Document Number | 0000001798 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20261798 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | PILGRIM TITLE, PILGER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14345 SWAN RIDGE CIR, GULFPORT, MS 39503-9530 |
| Document Number | 0000001799, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 20261799 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Apr 01, 2026 |
| Property Address | 320 CARTER RD, BILOXI, MS 39531-2804 |
| Document Number | 0000001799 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20261799 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | PILGRIM TITLE, PILGER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001799, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 20261799 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Harrison County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118.00 (+16.83%) Homeowner's exemption | $10,693 (+7.92%) | $106,930 (+7.92%) Land $40,000 Building $66,930 |
| 2024 | $101.00 (+1%) | ||
| 2023 | $100.00 Homeowner's exemption | $9,908 | $99,084 Land $40,000 Building $59,084 |
| 2022 | $100.00 |
Source: FEMA National Flood Hazard Layer as of April 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 310 locations within half a mile of this property.
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