Harrison County property record for 312 Carter Rd, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,891 sqft · built 1964 |
| Owner | 2 Individual Names on File |
| Tax Bill | $800 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110G-03-060.000 |
| Primary APN | 1110G-03-060.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,891 sqft Adjusted Area |
| 1st Floor Area | 1,447 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Utility Building | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 000875 |
|---|---|
| Street Address | 312 CARTER RD |
| City | BILOXI |
| State | MS |
| Zip | 39531-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE 2010-2474-D-J2 LOT 16 BLK. 23 BAY VISTA 1ST ADD. |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 28 |
| Legal Subdivision | BAY VISTA 1ST ADD |
| Legal Block | 23 |
| Legal Lot Number | 16 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1205 |
312 Carter Rd is owned and occupied by two individuals who acquired it in October 2010.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 CARTER RD, BILOXI, MS 39531-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2010 |
| Deed Sale | Oct 4, 2010 |
| Deed Document Number | 2010-0002474-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 312 CARTER RD, BILOXI, MS 39531-2804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2017-0002569-T-J2 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 2017-0002569-T-J2 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 26, 2022 |
The 2025 property tax bill for 312 Carter Rd was $800 with exemptions applied, up 3.2% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $800.00 (+3.23%) Homeowner's exemption Disabled Person's exemption | $9,844 | $98,435 Land $40,000 Building $58,435 |
| 2024 | $775.00 (+1.17%) | ||
| 2023 | $766.00 (+3.79%) Homeowner's exemption Disabled Person's exemption | $9,713 | $97,127 Land $40,000 Building $57,127 |
| 2022 | $738.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Carter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Carter Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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