Harrison County property record for 328 Carter Rd, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,202 sqft · built 1961 |
| Owner | Individual Name on Record |
| Last Sale | $109,900 (Aug 2013) |
| Tax Bill | $551 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110G-03-064.000 |
| Primary APN | 1110G-03-064.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,202 sqft Adjusted Area |
| 1st Floor Area | 1,555 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Deck Area | 320 sqft |
| Patio Area | 100 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 000871 |
|---|---|
| Street Address | 328 CARTER RD |
| City | BILOXI |
| State | MS |
| Zip | 39531-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK 23 BAY VISTA 1ST ADD SEC 28-7-10 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 27 |
| Legal Subdivision | BAY VISTA 1ST ADD |
| Legal Block | 23 |
| Legal Lot Number | 12 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1205 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 328 CARTER RD, BILOXI, MS 39531-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2018 | Deed of Trust, Mortgage KEESLER FCU |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2013 · Amount on Record |
| Deed Sale | Aug 1, 2013 · Amount on Record |
| Deed Document Number | 2013-0002108-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 328 CARTER RD, BILOXI, MS 39531-2804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20180001898TJ2 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 2018-0001898-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 328 CARTER RD, BILOXI, MS 39531-2804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201903941TJ2 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2019-03941-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $551.00 (+0.92%) Homeowner's exemption | $14,376 (+0.59%) | $143,763 (+0.59%) Land $40,000 Building $103,763 |
| 2024 | $546.00 (+0.92%) | ||
| 2023 | $541.00 Homeowner's exemption | $14,292 | $142,921 Land $40,000 Building $102,921 |
| 2022 | $541.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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