Harrison County property record for 324 Carter Rd, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,870 sqft · built 1961 |
| Lot Size | 0.269 acres (11,739 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,033 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110G-03-063.000 |
| Primary APN | 1110G-03-063.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Adjusted Area |
| 1st Floor Area | 1,274 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,739 sqft (0.269 acres) |
| Utility Building | 100 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 324 CARTER RD |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39531-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 23 BAY VISTA 1ST ADD |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 28 |
| Legal Subdivision | BAY VISTA 1ST ADD |
| Legal Block | 23 |
| Legal Lot Number | 13 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1205 |
Source: Harrison County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 CARTER RD, BILOXI, MS 39531-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| May 25, 2022 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2022 |
| Deed Sale | May 25, 2022 |
| Prior Sale | Aug 25, 2014 · Amount on Record |
| Deed Document Number | 20224284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 324 CARTER RD, BILOXI, MS 39531-2804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20200003500TJ2 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020-0003500-T-J2 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Sep 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 25, 2022 |
| Property Address | 324 CARTER RD, BILOXI, MS 39531-2804 |
| Document Number | 20220004284DJ2 |
| Map Reference | PB 21 PG 34 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-0004284-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13709 STILL BRANCH RD, 13709, VANCLEAVE, MS 39565-9290 |
| Name | Verified Name |
|---|---|
| Address | 324 CARTER RD, BILOXI, MS 39531-2804 |
| Document Number | 20220004285TJ2 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-0004285-T-J2 |
| Name | LOANDEPOT COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,033.00 (+5.3%) Homeowner's exemption Disabled Person's exemption | $11,928 (+3.09%) | $119,277 (+3.09%) Land $40,000 Building $79,277 |
| 2024 | $981.00 (+1.13%) | ||
| 2023 | $970.00 Homeowner's exemption Disabled Person's exemption | $11,570 | $115,703 Land $40,000 Building $75,703 |
| 2022 | $970.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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