229 Bertram St, Whiting, IA 51063 Property Records

Monona County property record for 229 Bertram St, Whiting, IA 51063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,718 sqft · built 1905
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2022)
Tax Bill	$1,778 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`844601253002`

Property Details

APN / Parcel Number

Primary APN	`844601253002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
1st Floor Area	1,035 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	229 BERTRAM ST
City	WHITING
State	IA
Zip	51063-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOT 10 & ALL LOTS 11 & 12 BLK 25
Legal Subdivision	PARK ADDITION
Jurisdiction	MONONA IA
Township / Civil Division	ASHTON
Census Block Group	2
Census Block	2067
Census Tract	960200

Owner

229 Bertram St is owned and occupied by an individual who bought it in July 2022.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	229 BERTRAM ST, WHITING, IA 51063-7720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage METRO FCU (IL)
Apr 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Deed Document Number	20221142
Prior Transfer Date	Jul 12, 2022
Prior Transfer Doc	0020221142
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Jul 14, 2022
Property Address	229 BERTRAM ST, WHITING, IA 51063-7720
Document Number	0020221142
Instrument Date	Jun 14, 2022
Instrument	2022-1142
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 BERTRAM ST, WHITING, IA 51063-7720

Mortgage

Document Number	0020221143
Date	Jul 14, 2022
Instrument	2022-1143

Lender

Name	METRO FCU (IL)
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Apr 26, 2017
Property Address	229 BERTRAM ST, WHITING, IA 51063-7720
Document Number	000097/137
Book / Page	097 / 137
Instrument Date	Apr 21, 2017
Instrument	17-0401
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 MILLOW DR, DAKOTA DUNES, SD 57049

Tax Assessment & Valuation

The 2026 property tax bill for 229 Bertram St was $1,778.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Whiting City
Unified School District	Whiting Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,778.00	$135,996 (+3.39%) Land $17,976 Building $118,020	$135,996 (+3.39%) Land $17,976 Building $118,020
2025	$1,778.00 (+6.34%)	$131,536 (+16.85%) Land $17,976 Building $113,560	$131,536 Land $17,976 Building $113,560
2024	$1,672.00	$112,571 (+22.33%) Land $17,976 Building $94,595
2023		$92,024 (+18.13%)	$112,571 Land $17,976 Building $94,595
2022	$1,508.00	$77,899 Land $19,688 Building $58,211
2021			$77,899 Land $19,688 Building $58,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Bertram St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Bertram St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER SUPPLY serves 727 people · EPA ID IA6769018
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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