320 Ballast Point Rd, Hampstead, NC 28443 Property Records

Pender County property record for 320 Ballast Point Rd, Hampstead, NC 28443 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,646 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$2,700,000 (Dec 2024)
Tax Bill	$7,497 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2024 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`4224-34-4929-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-34-4929-0000`
Alternative APNs	`000061271` `400964575` `978442`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,646 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	448 ft deep x 140 ft wide
Pool Area	546 sqft
Patio Area	113 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000061271
Street Address	320 BALLAST POINT RD
City	HAMPSTEAD
State	NC
Zip	28443-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E9 PB 35/75 PB 35/135
Legal Subdivision	MACMILLAN DIVISION
Legal Tract	E9
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2042
Census Tract	920104

Owner

Source: Pender County records · APN 4224-34-4929-0000

Assessment roll updated January 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 13, 2024	Warranty Deed, Transfer
Oct 25, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST BK
Jun 29, 2018	Deed of Trust, Mortgage FIRST BK
Jan 08, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Jan 08, 2018 · Amount on Record
Deed Document Number	202420136205
Deed Book / Page	4852 / 1967
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	320 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047551921
Date	Jun 15, 2021
Book Page	4755/1921

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 13, 2024
Property Address	320 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113
Document Number	0048521967
Book / Page	4852 / 1967
Map Reference	MB 35 PG 135
Instrument Date	Dec 06, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$5,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4086, SURF CITY, NC 28445-0050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	320 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113
Document Number	0046960914
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 BALLAST POINT RD HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	0046960914
Date	Oct 28, 2019
Book Page	004696/000914
Instrument	20055522

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	320 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113
Document Number	0046672749
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 BALLAST POINT RD HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	0046672749
Date	Jun 29, 2018
Book Page	004667/002749
Instrument	20038501

Lender

Name	FIRST BK
Type	Bank
Address	355 N BILHEN ST, TROY, NC 27371-2900

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PENDER NC
Recording Date	Jan 08, 2018
Property Address	320 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113
Document Number	0046571111
Book / Page	4657 / 1111
Map Reference	MB35 PG135
Instrument Date	Dec 20, 2017
Instrument	4657-1111
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$658.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 ANN ST, 215, WILMINGTON, NC 28401-4411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S SEA LILY CT, HAMPSTEAD, NC 28443-3572

Mortgage

Document Number	0046571115
Date	Jan 08, 2018
Instrument	4657-1115

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 05, 2020

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,497.00	$2,394,880 (+203.55%) Land $1,301,925 Building $1,092,955	$2,394,880 (+203.55%) Land $1,301,925 Building $1,092,955
2024	$7,497.00 (+12.26%)	$788,968 (-) Land $329,813 Building $459,155	$788,968 (-) Land $329,813 Building $459,155
2023		$788,968 (-) Land $329,813 Building $459,155	$788,968 (-) Land $329,813 Building $459,155
2022	$6,678.00	$788,968 Land $329,813 Building $459,155	$788,968 Land $329,813 Building $459,155

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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