394 Ballast Point Rd, Hampstead, NC 28443 Property Records

Pender County property record for 394 Ballast Point Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,082 sqft · built 2022
Lot Size	0.851 acres (37,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Nov 2018)
Tax Bill	$7,407 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`4224-35-3602-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-35-3602-0000`
Alternative APNs	`000025339` `982531`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,082 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Cottage
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Lot Area	37,070 sqft (0.851 acres)
Lot Dimensions	322 ft deep x 115 ft wide
Cabin	Cabin
Gazebo	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000025339
Street Address	394 BALLAST POINT RD
City	HAMPSTEAD
State	NC
Zip	28443-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	LT 10C PB 36/125 DOUGALD MACMILLAN EST
Legal Subdivision	DOUGALD MACMILLAN ESTATE
Legal Tract	1
Legal Lot Number	10C
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920104

Owner

Source: Pender County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	394 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Nov 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Mar 1, 2005 · Amount on Record
Deed Book / Page	4674 / 1505
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	394 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047532058
Date	May 27, 2021
Book Page	4753/2058

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 16, 2018
Property Address	394 BALLAST POINT RD, HAMPSTEAD, NC 28443-9113
Document Number	0046741505
Book / Page	004674 / 001505
Instrument Date	Oct 6, 2018
Instrument	20042611
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 BALLAST POINT RD #C HAMPSTEAD NC 28443, C, HAMPSTEAD, NC 28443

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,407.00 (+223.59%)	$2,211,783 (+266.96%) Land $1,056,960 Building $1,154,823	$2,211,783 (+266.96%) Land $1,056,960 Building $1,154,823
2023		$602,734 (+119.18%) Land $275,000 Building $327,734	$602,734 (+119.18%) Land $275,000 Building $327,734
2022	$2,289.00	$275,000 Land $275,000	$275,000 Land $275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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