283 Ballast Point Rd, Hampstead, NC 28443 Property Records

Pender County property record for 283 Ballast Point Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,649 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jan 2020)
Tax Bill	$5,571 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`4224-35-0057-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-35-0057-0000`
Alternative APNs	`000054848` `977164`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,649 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000054848
Street Address	283 BALLAST POINT RD
City	HAMPSTEAD
State	NC
Zip	28443-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LT 2 PB 36/139 SLOOP POINT PLANTATION
Legal Subdivision	SLOOP POINT PLANTATION
Legal Lot Number	2
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2030
Census Tract	920104

Owner

Source: Pender County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	283 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT EMPLOYEES FCU
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Feb 6, 2024	Warranty Deed, Transfer
Oct 27, 2022	Intrafamily Transfer, Transfer
Jan 28, 2020	Warranty Deed, Construction Loan · Construction Mortgage HOMESALE MORTGAGE LLC
Sep 25, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Book / Page	4703 / 293
Last Transfer Date	Oct 27, 2022
Transfer Doc	0048001141
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	283 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047631763
Date	Aug 31, 2021
Book Page	4763/1763

Lender

Name	LOWER LLC
Type	Non-Lending Institution
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	283 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047702479
Date	Nov 10, 2021
Book Page	4770/2479

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union
Address	WILMINGTON, NC 28404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	283 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048030964
Date	Dec 13, 2022
Book Page	4803/964

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	WILMINGTON, NC 28404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 6, 2024
Property Address	283 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Document Number	0048292774
Book / Page	4829 / 2774
Map Reference	MB 36 PG 139
Instrument Date	Feb 1, 2024
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Oct 27, 2022
Property Address	283 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Document Number	0048001141
Book / Page	4800 / 1141
Map Reference	MB 36 PG 139
Instrument Date	Oct 27, 2022
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 28, 2020
Property Address	HAMPSTEAD, NC 28443
Document Number	0047030293
Book / Page	4703 / 0293
Map Reference	MB 36 PG 139
Instrument Date	Jan 27, 2020
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 IRIS WAY, HAMPSTEAD, NC 28443-3885

Mortgage

Document Number	0004703296
Date	Jan 28, 2020
Instrument	4703/296

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 15, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 25, 2017
Property Address	HAMPSTEAD, NC 28443
Document Number	0046511837
Book / Page	4651 / 1837
Map Reference	MB36 PG139
Instrument Date	Sep 20, 2017
Instrument	4651-1837
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 WESTMINSTER WAY, HAMPSTEAD, NC 28443-4011

Mortgage

Document Number	0046511840
Date	Sep 25, 2017
Instrument	4651-1840

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,571.00 (+368.15%)	$873,234 (+510.65%) Land $101,262 Building $771,972	$873,234 (+510.65%) Land $101,262 Building $771,972
2023		$143,000 (-) Land $143,000	$143,000 (-) Land $143,000
2022	$1,190.00	$143,000 Land $143,000	$143,000 Land $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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