231 Ballast Point Rd, Hampstead, NC 28443 Property Records

Pender County property record for 231 Ballast Point Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,854 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Trusts on Record
Last Sale	$3,000 (Apr 2022)
Tax Bill	$9,036 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4224-24-9906-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-24-9906-0000`
Alternative APNs	`000049688` `898735`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,854 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	2,115 sqft
Porch	Porch
Porch Area	431 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000049688
Street Address	231 BALLAST POINT RD
City	HAMPSTEAD
State	NC
Zip	28443-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LT 3 PB 36/139 SLOOP POINT PLANTATION
Legal Subdivision	SLOOP POINT PLANTATION
Legal Lot Number	3
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2030
Census Tract	920104

Owner

Source: Pender County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trusts on Record
Mailing Address	231 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 21, 2022	Intrafamily Transfer, Transfer
Jan 21, 2021	Correction Deed, Transfer ATTORNEY ONLY
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage CORNING FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	202220101091
Deed Book / Page	4786 / 38
Prior Transfer Date	Dec 22, 2021
Prior Transfer Doc	0047860038
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	231 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046552581
Date	Dec 6, 2017
Book Page	4655/2581
Instrument	4655-2581

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Apr 21, 2022
Property Address	231 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Document Number	0047860038
Book / Page	4786 / 38
Map Reference	MB 36 PG 139
Instrument Date	Dec 22, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 BALLAST POINT RD, 231, HAMPSTEAD, NC 28443-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	231 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	PENDER NC
Recording Date	Jan 21, 2021
Property Address	231 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Document Number	0047381944
Book / Page	004738 / 001944
Instrument Date	Jan 21, 2021
Instrument	20076783
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 BALLAST POINT RD HAMPSTEAD NC 284439114, HAMPSTEAD, NC 28443-9114

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 29, 2020
Property Address	231 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114
Document Number	0047160327
Book / Page	4716 / 327
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,874.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 BALLAST POINT RD, 323, HAMPSTEAD, NC 28443-9113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 BALLAST POINT RD, HAMPSTEAD, NC 28443-9114

Mortgage

Document Number	0004716329
Date	Jun 29, 2020
Instrument	4716/329

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,036.00 (+13.8%)	$994,635 (+5.74%) Land $118,100 Building $876,535	$994,635 (+5.74%) Land $118,100 Building $876,535
2023		$940,656 (-) Land $143,000 Building $797,656	$940,656 (-) Land $143,000 Building $797,656
2022	$7,940.00	$940,656 Land $143,000 Building $797,656	$940,656 Land $143,000 Building $797,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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