301 2nd Ave S, Loretto, TN 38469 Property Records

Lawrence County property record for 301 2nd Ave S, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,571 sqft · built 1900
Lot Size0.456 acres (19,878 sqft)
OwnerIndividual Name on Record
Last Sale$55,000 (Apr 2000)
Tax Bill$639 (2024)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN050151I A 00900

Property Details

APN / Parcel Number

Primary APN050151I A 00900
Alternative APN
  • 151I A 00900

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,571 sqft Living Area
1st Floor Area1,110 sqft
Upper Floors Area768 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1978
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,878 sqft (0.456 acres)
Lot Dimensions143 ft deep x 139 ft wide
TerrainRolling
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area430 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address301 2ND AVE S
CityLORETTO
StateTN
Zip38469-2124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group3
Census Block3055
Census Tract960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address301 2ND AVE S, LORETTO, TN 38469-2124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2000 · Amount on Record
Deed SaleApr 28, 2000 · Amount on Record
Prior SaleJan 24, 1997 · Amount on Record
Deed Book / Page17 / 493
Last Transfer DateMay 4, 2018
Transfer Doc0000534240
Record UpdatedJun 8, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAWRENCE TN
Recording DateMay 15, 2018
Property Address301 2ND AVE S, LORETTO, TN 38469-2124
Document Number0000534240
Book / Page534 / 240
Instrument DateMay 4, 2018
Instrument18002476
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 2ND AVE S, LORETTO, TN 38469-2124

Mortgage

Document Number534242
DateMay 15, 2018
Book Page534/242
Instrument18002477
Lender
NameFIRST FARMERS & MERCHANTS BANK
TypeBank
AddressCOLUMBIA, TN 38402
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,750 (-) Land $1,375 Building $21,375
2024$639.00 (+20.11%)
2023$532.00$22,750 (-) Land $1,375 Building $21,375
2022$532.00$22,750 Land $1,375 Building $21,375$91,000 Land $5,500 Building $85,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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