Orange County property record for 32 Michael Rd, Mission Viejo, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,858 sqft · built 2006 |
| Lot Size | 0.187 acres (8,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $824,000 (Sep 2017) |
| Tax Bill | $20,582 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-511-23 |
| Primary APN | 741-511-23 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,858 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 8,149 sqft (0.187 acres) |
| Garage Area | 751 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 32 MICHAEL RD |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16473 BLK LOT 53 |
| Legal Subdivision | MONTANEZ |
| Legal Tract | 16473 |
| Legal Lot Number | 53 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32058 |
32 Michael Rd is owned and occupied by two individuals who bought it in September 2017.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Jul 3, 2018 | Grant Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Sep 11, 2017 | Affidavit of Death, Transfer STEWART TITLE |
| Sep 11, 2017 | Grant Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2017 · Amount on File |
| Deed Sale | Sep 11, 2017 · Amount on File |
| Prior Sale | Jun 29, 2006 · Amount on File |
| Deed Document Number | 2017384953 |
| Prior Transfer Date | Sep 1, 2017 |
| Prior Transfer Doc | 0000384952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 32 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 32 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Document Number | 0000299139 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021000299139 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 3, 2018 |
| Property Address | 32 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Document Number | 0000244012 |
| Map Reference | MB862 PG11-20 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018000244012 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 32 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Document Number | 0000244013 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018000244013 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 11, 2017 |
| Property Address | 32 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Document Number | 0000384952 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 384952 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 MICHAEL RD LADERA RANCH CA 926941518, LADERA RANCH, CA 92694-1518 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 11, 2017 |
| Property Address | 32 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Document Number | 0000384953 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 384953 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.40 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 32 MICHAEL RD LADERA RANCH CA 926941518, LADERA RANCH, CA 92694-1518 |
| Document Number | 384954 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 384954 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BURBANK, CA 91501 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 32 Michael Rd was $20,582 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,484,566 (+2%) Land $566,195 Building $918,371 | |
| 2025 | $20,582.00 Homeowner's exemption | $1,455,457 Land $555,093 Building $900,364 |
| 2023 | $19,841.00 (+0.62%) Homeowner's exemption | $1,398,941 Land $533,539 Building $865,402 |
| 2022 | $19,719.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 32 Michael Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Michael Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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