22 Michael Rd, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 22 Michael Rd, Mission Viejo, CA 92694

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 3,841 sqft · built 2005
Lot Size0.173 acres (7,546 sqft)
Owner2 Individual Names on File
Last Sale$905,000 (Oct 2009)
Tax Bill$15,941 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN741-511-28

Property Details

APN / Parcel Number

Primary APN741-511-28

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area3,841 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area7,546 sqft (0.173 acres)
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address22 MICHAEL RD
CityLADERA RANCH
StateCA
Zip92694-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16473 BLK LOT 58
Legal SubdivisionMONTANEZ
Legal Tract16473
Legal Lot Number58
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1005
Census Tract32058

Owner

22 Michael Rd is owned and occupied by two individuals who bought it in October 2009.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address22 MICHAEL RD, LADERA RANCH, CA 92694-1518
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2009 · Amount on File
Deed SaleOct 9, 2009 · Amount on File
Prior SaleJul 14, 2009 · Amount on File
Deed Document Number2009537329
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address22 MICHAEL RD, MISSION VIEJO, CA 92694-1518
Document Number0000367840
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 MICHAEL RD LADERA RANCH CA 926941518, LADERA RANCH, CA 92694-1518

Mortgage

Document Number0000367840
DateJul 29, 2020
Instrument367840
Lender
NameFIRSTLINE HM LOANS INC
AddressNEWPORT BEACH, CA 92660
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22 Michael Rd was $15,941 with a veteran's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,191,553 (+2%) Land $263,981 Building $927,572
2025$15,941.00 Disabled Person's exemption Veteran's exemption$1,168,190 Land $258,805 Building $909,385
2023$17,078.00 (+0.29%)$1,122,829 Land $248,756 Building $874,073
2022$17,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Michael Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Michael Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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