Orange County property record for 41 Michael Rd, Mission Viejo, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,291 sqft · built 2006 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,220,500 (Sep 2017) |
| Tax Bill | $19,376 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-521-01 |
| Primary APN | 741-521-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,291 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 10,010 sqft (0.23 acres) |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 41 MICHAEL RD |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15990 BLK LOT 1 |
| Legal Subdivision | TRACT NO 15990 |
| Legal Tract | 15990 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32058 |
41 Michael Rd is owned and occupied by an individual who bought it in September 2017.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 MICHAEL RD, LADERA RANCH, CA 92694-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP |
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit ABC FIRST INC |
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit ABC FIRST INC |
| Mar 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLEXPOINT INC |
| Sep 27, 2019 | Deed of Trust, Mortgage · ARM PREFERRED BANK |
| Sep 26, 2017 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Sep 26, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on File |
| Deed Sale | Sep 26, 2017 · Amount on File |
| Prior Sale | Mar 20, 2007 · Amount on File |
| Deed Document Number | 2017408769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 41 MICHAEL RD, MISSION VIEJO, CA 92694-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 31 CEZANNE, IRVINE, CA 92603-0207 |
| Document Number | 0000771928 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021000771928 |
| Name | IMC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 41 MICHAEL RD, MISSION VIEJO, CA 92694-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 31 CEZANNE, IRVINE, CA 92603-0207 |
| Document Number | 0000236243 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022000236243 |
| Name | ABC FIRST INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROWLAND HEIGHTS, CA 91748 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 41 MICHAEL RD, MISSION VIEJO, CA 92694-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 31 CEZANNE, IRVINE, CA 92603-0207 |
| Document Number | 0000239167 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022000239167 |
| Name | ABC FIRST INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROWLAND HEIGHTS, CA 91748 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 41 MICHAEL RD, MISSION VIEJO, CA 92694-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 27801 GOLDEN RIDGE LN, SAN JUAN CAPISTRANO, CA 92675-5420 |
| Document Number | 0000096317 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 2025000096317 |
| Name | FLEXPOINT INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 41 MICHAEL RD, MISSION VIEJO, CA 92694-1519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000373623 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019000373623 |
| Name | PREFERRED BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 26, 2017 |
| Property Address | 41 MICHAEL RD, MISSION VIEJO, CA 92694-1519 |
| Document Number | 0000408768 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 408768 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 41 MICHAEL RD LADERA RANCH CA 926941519, LADERA RANCH, CA 92694-1519 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 26, 2017 |
| Property Address | 41 MICHAEL RD, MISSION VIEJO, CA 92694-1519 |
| Document Number | 0000408769 |
| Map Reference | MB862 PG34-41 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 2017000408769 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 41 MICHAEL RD # D, D, LADERA RANCH, CA 92694-1519 |
The 2025 property tax bill for 41 Michael Rd was $19,376.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,416,492 (+2%) Land $744,869 Building $671,623 | |
| 2025 | $19,376.00 | $1,388,718 Land $730,264 Building $658,454 |
| 2023 | $18,682.00 (+0.55%) | $1,334,794 Land $701,907 Building $632,887 |
| 2022 | $18,580.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 41 Michael Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Michael Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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