Orange County property record for 24 Michael Rd, Mission Viejo, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,880 sqft · built 2005 |
| Lot Size | 0.177 acres (7,729 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $855,000 (Jul 2009) |
| Tax Bill | $17,066 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-511-27 |
| Primary APN | 741-511-27 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,880 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 7,729 sqft (0.177 acres) |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 24 MICHAEL RD |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16473 BLK LOT 57 |
| Legal Subdivision | MONTANEZ |
| Legal Tract | 16473 |
| Legal Lot Number | 57 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32058 |
24 Michael Rd is owned and occupied by two individuals who bought it in July 2009.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 19, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 14, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2009 · Amount on File |
| Deed Sale | Jul 1, 2009 · Amount on File |
| Prior Sale | Mar 29, 2006 · Amount on File |
| Deed Document Number | 2009349419 |
| Prior Transfer Date | Aug 10, 2007 |
| Prior Transfer Doc | 0000509146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 24 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 24 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Document Number | 0000103585 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023000103585 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 24 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 24 MICHAEL RD, LADERA RANCH, CA 92694-1518 |
| Document Number | 0000626617 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2020000626617 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 24 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Document Number | 0000565353 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 24 MICHAEL RD LADERA RANCH CA 926941518, LADERA RANCH, CA 92694-1518 |
| Document Number | 0000565353 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 565353 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 24 MICHAEL RD, MISSION VIEJO, CA 92694-1518 |
| Document Number | 0000450050 |
| Instrument Date | Oct 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24 MICHAEL RD LADERA RANCH CA 926941518, LADERA RANCH, CA 92694-1518 |
| Document Number | 0000450050 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 450050 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2047 |
The 2025 property tax bill for 24 Michael Rd was $17,066.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,125,719 (+2%) Land $226,907 Building $898,812 | |
| 2025 | $17,066.00 | $1,103,647 Land $222,458 Building $881,189 |
| 2023 | $16,464.00 (+0.23%) | $1,060,792 Land $213,820 Building $846,972 |
| 2022 | $16,426.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 24 Michael Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Michael Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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