32 Mather Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 32 Mather Ave, Schenectady, NY 12304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,653 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 17.3-1-33`

Property Details

APN / Parcel Number

Primary APN	`012689 17.3-1-33`
Alternative APNs	`268901700300010330000000` `01700300010330000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	504 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700300010330000000
Street Address	32 MATHER AVE
City	SCHENECTADY
State	NY
Zip	12304-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 N-36 E-42 S-36-32
Legal Subdivision	MATHER MANOR PLOT #3 SECOND SUBDIVISION
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2010
Census Tract	13803

Owner

Source: Albany County and Colonie Town records · APN 012689 17.3-1-33

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 MATHER AVE, SCHENECTADY, NY 12304-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Oct 15, 2020	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 08, 2010
Transfer Doc	0029810029
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	32 MATHER AVE, SCHENECTADY, NY 12304-2513
Document Number	0000023206
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 NORTHERN BLVD #1 ALBANY NY 122102604, 1, ALBANY, NY 12210-2604

Mortgage

Document Number	0000023206
Date	Oct 13, 2020
Instrument	23206

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 15, 2020
Property Address	32 MATHER AVE, SCHENECTADY, NY 12304-2513
Document Number	0000023542
Instrument Date	Sep 23, 2020
Instrument	23542
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RIDGEWOOD TER ALBANY NY 122035305, ALBANY, NY 12203-5305

Mortgage

Document Number	23543
Date	Oct 15, 2020
Instrument	23543

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,653.00 (+15.46%)	$95,300 (-) Land $23,800 Building $71,500	$218,100 (+16.69%) Land $54,468 Building $163,632
2023		$95,300 (-) Land $23,800 Building $71,500	$186,900 (+9.34%) Land $46,676 Building $140,224
2022		$95,300 Land $23,800 Building $71,500	$170,942 Land $42,691 Building $128,251
2021	$4,030.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024, other causes

Wildfire

Wildfire Risk	Low above 4% of the US · above 5% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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