Albany County and Colonie Town property record for 40 Mather Ave, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 1942 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,500 (May 2017) |
| Tax Bill | $5,310 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.3-1-31 |
| Primary APN | 012689 17.3-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700300010310000000 |
|---|---|
| Street Address | 40 MATHER AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LF EST MARR C & DJ N-50 E-46 S-66-09 |
| Legal Subdivision | MATHER AVFENUE |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records · APN 012689 17.3-1-31
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 MATHER AVE, SCHENECTADY, NY 12304-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| May 30, 2017 | Warranty Deed, Transfer · Commercial Mortgage TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Prior Sale | Jul 11, 2008 · Amount on Record |
| Deed Document Number | 201712050 |
| Prior Transfer Date | Jun 25, 2008 |
| Prior Transfer Doc | 0029250000000099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 40 MATHER AVE, SCHENECTADY, NY 12304-2513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007608 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | R2021-17608 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 13, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 30, 2017 |
| Property Address | 40 MATHER AVE, SCHENECTADY, NY 12304-2513 |
| Document Number | 0000002050 |
| Instrument Date | May 15, 2017 |
| Instrument | R2017-12050 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $686.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MATHER AVE, 40, SCHENECTADY, NY 12304-2513 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 LATHAM VILLAGE LN, LATHAM, NY 12110-3250 |
| Document Number | 0000012051 |
|---|---|
| Date | May 30, 2017 |
| Instrument | R2017-12051 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,310.00 (+20.96%) | $101,500 (-) Land $25,400 Building $76,100 | $232,300 (+16.73%) Land $58,132 Building $174,168 |
| 2023 | $101,500 (-) Land $25,400 Building $76,100 | $199,000 (+9.3%) Land $49,799 Building $149,201 | |
| 2022 | $101,500 Land $25,400 Building $76,100 | $182,063 Land $45,561 Building $136,502 | |
| 2021 | $4,390.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024, other causes |
| Wildfire Risk | Low above 4% of the US · above 5% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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