39 Mather Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 39 Mather Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,353 sqft · built 1938
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Jul 2007)
Tax Bill	$4,722 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 17.3-1-18`

Property Details

APN / Parcel Number

Primary APN	`012689 17.3-1-18`
Alternative APNs	`268901700300010180000000` `01700300010180000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	902 sqft
Upper Floors Area	451 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	413 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700300010180000000
Street Address	39 MATHER AVE
City	SCHENECTADY
State	NY
Zip	12304-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 23-25 N-57 E-MATHER AVE S-72-69
Legal Subdivision	MATHER MANOR ORCHARD PLOT
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2010
Census Tract	13803

Owner

39 Mather Ave is owned and occupied by two individuals who bought it in July 2007.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 MATHER AVE, SCHENECTADY, NY 12304-2512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2007 · Amount on File
Deed Sale	Jul 12, 2007 · Amount on File
Prior Sale	Jul 12, 2007 · Amount on File
Deed Document Number	20079993899
Deed Book / Page	2890 / 249
Prior Transfer Date	Jul 14, 1999
Prior Transfer Doc	0000008411
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	39 MATHER AVE, SCHENECTADY, NY 12304-2512
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MATHER AVE, SCHENECTADY, NY 12304-2512

Mortgage

Document Number	0000000005
Date	Jan 2, 2026
Instrument	R2026-35

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 39 Mather Ave was $4,722 with exemptions applied, down 0.9% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,722.00 (-0.88%) Homeowner's exemption Veteran's exemption
2025	$4,764.00 Homeowner's exemption Veteran's exemption	$105,300 Land $26,300 Building $79,000	$241,000 Land $60,193 Building $180,807
2023		$105,300 (-) Land $26,300 Building $79,000	$206,500 (+9.33%) Land $51,576 Building $154,924
2022		$105,300 Land $26,300 Building $79,000	$188,879 Land $47,175 Building $141,704
2021	$3,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Mather Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Mather Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20