25 Mather Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 25 Mather Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,236 sqft · built 1935
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$143,000 (Sep 2012)
Tax Bill$3,858 (2026)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN012689 17.3-1-15

Property Details

APN / Parcel Number

Primary APN012689 17.3-1-15
Alternative APNs
  • 268901700300010150000000
  • 01700300010150000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,236 sqft Living Area
1st Floor Area936 sqft
Upper Floors Area300 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchSlab
Porch Area191 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01700300010150000000
Street Address25 MATHER AVE
CitySCHENECTADY
StateNY
Zip12304-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLOT 13 N-29 E-MATHER AVE S-79-77
Legal SubdivisionMATHER MANOR
Legal Block1
Legal Lot Number15.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2010
Census Tract13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25 MATHER AVE, SCHENECTADY, NY 12304-2512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2012 · Amount on Record
Deed SaleSep 21, 2012 · Amount on Record
Prior SaleMar 5, 2012 · Amount on Record
Deed Document Number201211238492
Deed Book / Page3045 / 48
Prior Transfer DateSep 29, 2005
Prior Transfer Doc0028190000001003
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address25 MATHER AVE, SCHENECTADY, NY 12304-2512
Transaction TypeMortgage
Record UpdatedJun 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002040
DateJun 24, 2020
InstrumentR2020-12040
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,858.00 (-5.42%)
2025$4,079.00 (+12.56%)$82,500 (-) Land $20,600 Building $61,900$188,800 (+16.69%) Land $47,143 Building $141,657
2023$82,500 (-) Land $20,600 Building $61,900$161,800 (+9.34%) Land $40,401 Building $121,399
2022$82,500 Land $20,600 Building $61,900$147,982 Land $36,951 Building $111,031
2021$3,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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