32 E Cedar St, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 32 E Cedar St, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	1,244 sqft · built 1900
Lot Size	0.113 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jul 2020)
Tax Bill	$9,597 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 00218-0000-00026-01`

Property Details

APN / Parcel Number

Primary APN	`09 00218-0000-00026-01`
Alternative APN	`09002180000000260001`

Interior

Stories	2 Stories
Building Area	1,244 sqft Living Area

Exterior

Year Built	Built 1900
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	99 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	09002180000000260001
Street Address	32 E CEDAR ST
City	METUCHEN
State	NJ
Zip	08840-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT:26.01 BLK:218 DIST:09 CITY/MUNI/TWP:METUCHEN BORO MAP REF:TAX MAP 76
Legal Subdivision	LAURA E JONES PROP
Legal Block	218
Legal Lot Number	26.01
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	1
Census Block	1005
Census Tract	2200

Owner

Source: Middlesex County and Metuchen Borough records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 E CEDAR ST, METUCHEN, NJ 08840-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Grant Deed, Transfer · FHA Mortgage NATIONS LNDG
Sep 29, 2017	Grant Deed, Transfer · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	2020067717
Deed Book / Page	17962 / 825
Record Updated	Jun 8, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 28, 2020
Property Address	32 E CEDAR ST, METUCHEN, NJ 08840-2704
Document Number	0000067717
Book / Page	017962 / 000825
Instrument Date	Jul 17, 2020
Instrument	67717
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	NEW HORIZON ABSTRACT INC, NEW HORIZON ABS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 E CEDAR ST METUCHEN NJ 088402704, METUCHEN, NJ 08840-2704

Mortgage

Document Number	67718
Date	Jul 28, 2020
Book Page	017962/000830
Instrument	67718

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 29, 2017
Property Address	32 E CEDAR ST, METUCHEN, NJ 08840-2704
Document Number	0000016525
Book / Page	007049 / 000186
Instrument Date	Sep 15, 2017
Instrument	16525
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 E CEDAR ST METUCHEN NJ 088402704, METUCHEN, NJ 08840-2704

Mortgage

Document Number	20491
Date	Sep 29, 2017
Book Page	016908/000781
Instrument	20491

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Metuchen Borough assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,000 (-) Land $73,000 Building $65,000	$138,000 (-) Land $73,000 Building $65,000
2024	$9,597.00 (+9.17%)
2023		$138,000 Land $73,000 Building $65,000	$138,000 Land $73,000 Building $65,000
2022	$8,791.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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