40 E Cedar St, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 40 E Cedar St, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	1,113 sqft · built 1952
Lot Size	0.518 acres (22,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Feb 2020)
Tax Bill	$12,519 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 00218-0000-00028-01`

Property Details

APN / Parcel Number

Primary APN	`09 00218-0000-00028-01`
Alternative APN	`09002180000000280001`

Interior

Stories	1 Story
Building Area	1,113 sqft Living Area

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	22,600 sqft (0.518 acres)
Lot Dimensions	226 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	09002180000000280001
Street Address	40 E CEDAR ST
City	METUCHEN
State	NJ
Zip	08840-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ADDITIONAL LOTS: 30.01
Legal Subdivision	218 BLDG PLOTS
Legal Block	218
Legal Lot Number	28.01
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	1
Census Block	1005
Census Tract	2200

Owner

Source: Middlesex County and Metuchen Borough records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 E CEDAR ST, METUCHEN, NJ 08840-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 6, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on Record
Deed Sale	Feb 6, 2020 · Amount on Record
Deed Document Number	2020012653
Deed Book / Page	17776 / 1059
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 E CEDAR ST, METUCHEN, NJ 08840-2704
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136475
Date	Dec 30, 2020
Book Page	18206/426
Instrument	2020136475

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 6, 2020
Property Address	40 E CEDAR ST, METUCHEN, NJ 08840-2704
Document Number	0000012653
Book / Page	017776 / 001059
Instrument Date	Jan 16, 2020
Instrument	12653
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	RIVER EDGE TITLE AGENCY LLC, RIVER EDGE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 E CEDAR ST METUCHEN NJ 088402704, METUCHEN, NJ 08840-2704

Mortgage

Document Number	12654
Date	Feb 6, 2020
Book Page	017776/001065
Instrument	12654

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

Tax Assessment & Valuation

Source: Middlesex County and Metuchen Borough assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,000 (-) Land $70,000 Building $110,000	$180,000 (-) Land $70,000 Building $110,000
2024	$12,519.00 (+9.17%)
2023		$180,000 Land $70,000 Building $110,000	$180,000 Land $70,000 Building $110,000
2022	$11,467.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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