37 E Cedar St, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 37 E Cedar St, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 1969
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jan 2014)
Tax Bill	$18,863 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00217-0000-00103`

Property Details

APN / Parcel Number

Primary APN	`09-00217-0000-00103`
Alternative APN	`090021700103`

Interior

Stories	1 Story
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide

Location & Zoning

Street Address	37 E CEDAR ST
City	METUCHEN
State	NJ
Zip	08840-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X175
Legal Subdivision	LAURA E JONES PROP
Legal Block	217
Legal Lot Number	103
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	1
Census Block	1005
Census Tract	2200

Owner

Source: Middlesex County and Metuchen Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 E CEDAR ST, METUCHEN, NJ 08840-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2014 · Amount on Record
Deed Sale	Jan 16, 2014 · Amount on Record
Deed Document Number	2014677
Deed Book / Page	6537 / 170
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	37 E CEDAR ST, METUCHEN, NJ 08840-2703
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 E CEDAR ST, METUCHEN, NJ 08840-2703

Mortgage

Document Number	0000021271
Date	Feb 16, 2021
Book Page	18287/406
Instrument	2021021271

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	37 E CEDAR ST, METUCHEN, NJ 08840-2703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107491
Date	Oct 29, 2020
Book Page	18103/1957
Instrument	2020107491

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	37 E CEDAR ST, METUCHEN, NJ 08840-2703
Document Number	0000014950
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	37 E CEDAR ST METUCHEN NJ 088402703, METUCHEN, NJ 08840-2703

Mortgage

Document Number	0000014950
Date	Feb 13, 2020
Book Page	017783/001257
Instrument	14950

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Metuchen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,000 (-) Land $83,000 Building $177,000	$260,000 (-) Land $83,000 Building $177,000
2025	$18,863.00 (+4.31%)	$260,000 (-) Land $83,000 Building $177,000	$260,000 (-) Land $83,000 Building $177,000
2024	$18,083.00 (+9.17%)
2023		$260,000 Land $83,000 Building $177,000	$260,000 Land $83,000 Building $177,000
2022	$16,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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