25 E Cedar St, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 25 E Cedar St, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	3,188 sqft · built 2015
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,000 (Sep 2019)
Tax Bill	$25,393 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00217-0000-00001-03`

Property Details

APN / Parcel Number

Primary APN	`09-00217-0000-00001-03`

Interior

Stories	2 Stories
Building Area	3,188 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)

Location & Zoning

Street Address	25 E CEDAR ST
City	METUCHEN
State	NJ
Zip	08840-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	10000 SQ.FT.
Legal Block	217
Legal Lot Number	1.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	1
Census Block	1005
Census Tract	2200

Owner

Source: Middlesex County and Metuchen Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 E CEDAR ST, METUCHEN, NJ 08840-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Sep 4, 2019	Deed, Transfer · Conventional Mortgage COLUMBIA BANK
Nov 18, 2016	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	201971358
Deed Book / Page	17606 / 1774
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	25 E CEDAR ST, METUCHEN, NJ 08840-2703
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	INSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014228
Date	Jan 29, 2021
Book Page	18261/613
Instrument	2021014228

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 4, 2019
Property Address	25 E CEDAR ST, METUCHEN, NJ 08840-2703
Document Number	2019071358
Book / Page	17606 / 1774
Instrument Date	Sep 3, 2019
Instrument	2019071358
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	GOLDEN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,294.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2105, WEST CHESTER, PA 19380-0086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 E CEDAR ST, METUCHEN, NJ 08840-2703

Mortgage

Document Number	2019071359
Date	Sep 4, 2019
Instrument	2019071359

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2039

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	25 E CEDAR ST, METUCHEN, NJ 08840-2703
Document Number	0000000188
Book / Page	016606 / 000657
Instrument Date	Nov 18, 2016
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 E CEDAR ST METUCHEN NJ 088402703, METUCHEN, NJ 08840-2703

Mortgage

Document Number	0000000188
Date	Jan 4, 2017
Book Page	016606/000657
Instrument	188

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Middlesex County and Metuchen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,000 (-) Land $125,000 Building $225,000	$350,000 (-) Land $125,000 Building $225,000
2025	$25,393.00 (+4.32%)	$350,000 (-) Land $125,000 Building $225,000	$350,000 (-) Land $125,000 Building $225,000
2024	$24,342.00 (+9.17%)
2023		$350,000 Land $125,000 Building $225,000	$350,000 Land $125,000 Building $225,000
2022	$22,298.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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