Oswego County and Oswego City property record for 32 E 4th St, Oswego, NY 13126 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,880 sqft · built 1890 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,737 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.47-04-05 |
| Primary APN | 351200 128.47-04-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| 2nd Floor Area | 864 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 289 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0391 M |
|---|---|
| Street Address | 32 E 4TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 5.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records · APN 351200 128.47-04-05
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 E 4TH ST, OSWEGO, NY 13126-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 32 E 4TH ST, OSWEGO, NY 13126-1148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INDEPENDENT TITLE AGENCY SHA |
| Name | Verified Name |
|---|
| Document Number | 0000006716 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | R-2017-006716 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,737.00 | $146,000 (+108.57%) Land $14,000 Building $132,000 | $146,000 (+73.12%) Land $14,000 Building $132,000 |
| 2023 | $70,000 Land $7,400 Building $62,600 | $84,337 Land $8,916 Building $75,421 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 644 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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