28 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 28 E 4th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,036 sqft · built 1910
Lot Size0.046 acres (2,015 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Nov 2022)
Tax Bill$2,250 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.47-04-03

Property Details

APN / Parcel Number

Primary APN351200 128.47-04-03
Alternative APNs
  • 120012804700040030000000
  • 2276 M

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area736 sqft
Upper Floors Area200 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,015 sqft (0.046 acres)
Lot Dimensions65 ft deep x 31 ft wide
PorchSlab
Porch Area183 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2276 M
Street Address28 E 4TH ST
CityOSWEGO
StateNY
Zip13126-1148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTB
Legal SubdivisionORIGINAL VILLAGE OF EAST OSWEGO
Legal Block4
Legal Lot Number3.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1064
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 E 4TH ST, OSWEGO, NY 13126-1148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Prior SaleMar 17, 2008 · Amount on Record
Deed Document Number2022R-2022-012605
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateNov 16, 2022
Property Address28 E 4TH ST, OSWEGO, NY 13126-1148
Document Number0000002605
Instrument DateNov 1, 2022
InstrumentR-2022-012605
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title CompanyBROWNELL ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address91 SMITH BEACH RD, 91, OSWEGO, NY 13126-1275

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E 4TH ST, OSWEGO, NY 13126-1148
InvestorPossibly a Property Investor

Mortgage

Document Number0000002606
DateNov 16, 2022
InstrumentR-2022-012606
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,250.00$120,000 (+15%) Land $12,300 Building $107,700$120,000 (+107.5%) Land $12,300 Building $107,700
2023$48,000 Land $5,700 Building $42,300$57,831 Land $6,867 Building $50,964

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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