Oswego County and Oswego City property record for 30 E 4th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1890 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Jan 2026) |
| Tax Bill | $2,212 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.47-04-04 |
| Primary APN | 351200 128.47-04-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 924 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 56 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1515 M |
|---|---|
| Street Address | 30 E 4TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TB |
| Legal Block | 4 |
| Legal Lot Number | 4.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 E 4TH ST, 5T, OSWEGO, NY 13126-1148 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 11, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Jan 6, 2026 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 10, 2022 | Referee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on Record |
| Deed Sale | Jan 6, 2026 · Amount on Record |
| Prior Sale | Aug 10, 2022 · Amount on Record |
| Deed Document Number | 2026R2026000126 |
| Prior Transfer Date | Oct 12, 2023 |
| Prior Transfer Doc | 0000002127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 30 E 4TH ST, OSWEGO, NY 13126-1148 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 117 TREELAND CIR, SYRACUSE, NY 13219-2151 |
| Document Number | 0000004806 |
|---|---|
| Date | Jun 11, 2024 |
| Instrument | R-2024-004806 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jan 6, 2026 |
| Property Address | 30 E 4TH ST, OSWEGO, NY 13126-1148 |
| Document Number | 0000000126 |
| Instrument Date | Dec 17, 2025 |
| Instrument | R-2026-000126 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 E 4TH ST, OSWEGO, NY 13126-1148 |
| Name | Verified Name |
|---|---|
| Address | 30 E 4TH ST # 5T, 5T, OSWEGO, NY 13126-1148 |
| Document Number | 0000000127 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | R-2026-000127 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2051 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 10, 2022 |
| Property Address | 30 E 4TH ST, OSWEGO, NY 13126-1148 |
| Document Number | 0000008663 |
| Instrument Date | Aug 8, 2022 |
| Instrument | R-2022-008663 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $374.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6010 US ROUTE 20, LA FAYETTE, NY 13084-9421 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,212.00 (-44.04%) | $118,000 (-) Land $14,000 Building $104,000 | $118,000 (-) Land $14,000 Building $104,000 |
| 2024 | $3,953.00 | $118,000 (+51.09%) Land $14,000 Building $104,000 | $118,000 (+25.4%) Land $14,000 Building $104,000 |
| 2023 | $78,100 Land $7,400 Building $70,700 | $94,096 Land $8,916 Building $85,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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