26 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 26 E 4th St, Oswego, NY 13126

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,590 sqft · built 1890
Lot Size	0.052 acres (2,275 sqft)
Owner	Company Name on Record
Last Sale	$2,350,000 (Apr 2022)
Tax Bill	$1,927 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`351200 128.47-04-02`

Property Details

APN / Parcel Number

Primary APN	`351200 128.47-04-02`
Alternative APNs	`120012804700040020000000` `0383AM`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,590 sqft Total Area
1st Floor Area	923 sqft
2nd Floor Area	667 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,275 sqft (0.052 acres)
Lot Dimensions	65 ft deep x 35 ft wide
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0383AM
Street Address	26 E 4TH ST
City	OSWEGO
State	NY
Zip	13126-1148
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TB
Legal Block	4
Legal Lot Number	2.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1064
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	255 W SENECA ST, 1, OSWEGO, NY 13126-1821
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Jan 9, 2004 · Amount on Record
Deed Document Number	20223595
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	26 E 4TH ST, OSWEGO, NY 13126-1148
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003599
Date	Apr 11, 2022
Instrument	R-2022-003599

Lender

Name	THOMAS KELLS
Type	Private Party
Address	1790 COUNTY ROUTE I, OSWEGO, NY 13126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,927.00 (-1.18%)
2025	$1,950.00	$104,000 (+96.23%) Land $13,100 Building $90,900	$104,000 (+62.87%) Land $13,100 Building $90,900
2023		$53,000 Land $6,200 Building $46,800	$63,855 Land $7,470 Building $56,385

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20