DeSoto County property record for 3197 Winterwood Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,587 sqft · built 2022 |
| Lot Size | 0.348 acres (15,140 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,224 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-5-21-06-0-00151-00 |
| Primary APN | 3-07-5-21-06-0-00151-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,587 sqft Adjusted Area |
| 1st Floor Area | 2,253 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 15,140 sqft (0.348 acres) |
| Street Address | 3197 WINTERWOOD DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | JEFFERSON ESTATE PUD SEC D LOT 151 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Subdivision | JEFFERSON ESTATE |
| Legal Lot Number | 151 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 71002 |
3197 Winterwood Dr is owned and occupied by two individuals who acquired it in December 2022.
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3197 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2022 |
| Deed Sale | Dec 27, 2022 |
| Deed Book / Page | 1021 / 550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 27, 2022 |
| Property Address | 3197 WINTERWOOD, HERNANDO, MS 38632-1048 |
| Document Number | 001021/550 |
| Book / Page | 1021 / 550 |
| Map Reference | MB 136 PG 50 |
| Instrument Date | Dec 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5863 SCOTT BLVD, HORN LAKE, MS 38637-3350 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 353 BEACON HILL DR, HERNANDO, MS 38632-8362 |
| Document Number | 0005651118 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 5651/118 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 3197 Winterwood Dr was $4,224.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,224.00 | $38,839 Land $4,200 Building $34,639 | $388,394 Land $42,000 Building $346,394 |
| 2023 | $3,622.00 | $28,271 | $282,713 Land $42,000 Building $240,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3197 Winterwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3197 Winterwood Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Verizon.
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