DeSoto County property record for 3165 Winterwood Dr, Hernando, MS 38632
| Property Type | Vacant Land |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $387,029 (Aug 2025) |
| Tax Bill | $550 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-5-21-09-0-00187-00 |
| Primary APN | 3-07-5-21-09-0-00187-00 |
|---|
| Interior Walls | Wallboard/Drywall |
|---|
| Roof Type | Gable |
|---|
| Street Address | 3165 WINTERWOOD DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1048 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PUD |
| Legal Description | JEFFERSON ESTATE PUD SEC E LOT 187 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Subdivision | JEFFERSON ESTATE |
| Legal Lot Number | 187 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 71002 |
Source: DeSoto County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3165 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 5, 2024 | Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY |
| Aug 21, 2025 | Warranty Deed, Transfer · VA Mortgage EAGLE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 1025 / 15955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3165 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 5661/74233 |
|---|---|
| Date | Aug 5, 2024 |
| Book Page | 5661/74233 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Address | OAKLAND, TN 38060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 5, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 21, 2025 |
| Property Address | 3165 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Document Number | 1025/15955 |
| Book / Page | 1025 / 15955 |
| Map Reference | MB 148 PG 47 |
| Instrument Date | Aug 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1924 GILLESS PT S, SOUTHAVEN, MS 38671-6995 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3165 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Document Number | 0566285123 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 5662/85123 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550.00 | $4,725 Land $4,725 | $31,500 Land $31,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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