DeSoto County property record for 3140 Winterwood Dr, Hernando, MS 38632 · Last verified May 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Occupancy | Owner Occupied |
| Last Sale | $581,478 (2025) |
| Tax Bill | $550.00 (2025) |
| Primary APN | 3-07-5-21-09-0-00183-00 |
|---|
| Interior Structure | Wallboard/Drywall Interior Structure |
|---|
| Roof Construction | Gable Roof Construction |
|---|
| Street Address | 3140 WINTERWOOD DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1048 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | JEFFERSON ESTATE PUD SEC E LOT 183 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Subdivision | JEFFERSON ESTATE |
| Legal Lot Number | 183 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 3-07-5-21-09-0-00183-00
Assessment roll updated December 15, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3140 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 09, 2025 | Warranty Deed, Transfer · Veterans Administration Mortgage THE CITIZENS NATIONAL BANK OF MERID |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2025 · Amount on Record |
| Deed Sale | Apr 09, 2025 · Amount on Record |
| Prior Sale | Aug 05, 2024 · Amount on Record |
| Deed Book / Page | 1025 / 6664 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 04, 2026 |
| Property Address | 3140 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Document Number | 5663047326 |
| Book / Page | 5663 / 47326 |
| Instrument Date | Apr 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 3140 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Document Number | 5663047326, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 5663/47326 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 09, 2025 |
| Property Address | 3140 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Document Number | 01025/6664 |
| Book / Page | 1025 / 6664 |
| Map Reference | MB 148 PG 47 |
| Instrument Date | Apr 03, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1924 GILLESS PT S, SOUTHAVEN, MS 38671-6995 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 3140 WINTERWOOD DR, HERNANDO, MS 38632-1048 |
| Document Number | 0566231242 |
|---|---|
| Date | Apr 09, 2025 |
| Instrument | 5662/31242 |
| Name | THE CITIZENS NATIONAL BANK OF MERID |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550.00 | $4,725 Land $4,725 | $31,500 Land $31,500 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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