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3196 Winterwood Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3196 Winterwood Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,948 sqft · built 2022
Lot Size0.314 acres (13,687 sqft)
Owner2 Individual Names on File
Last Sale$396,862 (Jul 2024)
Tax Bill$3,582 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-07-5-21-06-0-00152-00

Property Details

APN / Parcel Number

Primary APN3-07-5-21-06-0-00152-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,948 sqft Adjusted Area
1st Floor Area1,862 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area13,687 sqft (0.314 acres)

Location & Zoning

Street Address3196 WINTERWOOD DR
CityHERNANDO
StateMS
Zip38632-1048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionJEFFERSON ESTATE PUD SEC D LOT 152
Legal Range007
Legal Township03S
Legal Section21
Legal SubdivisionJEFFERSON ESTATE
Legal Lot Number152
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2017
Census Tract71002

Owner

Source: DeSoto County records · APN 3-07-5-21-06-0-00152-00

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3196 WINTERWOOD DR, HERNANDO, MS 38632-1048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 22, 2023Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 22, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 09, 2021Warranty Deed, Transfer · Line of Credit
FIRST SECURITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2024 · Amount on Record
Deed SaleJul 01, 2024 · Amount on Record
Prior SaleFeb 28, 2023
Deed Book / Page1024 / 11682
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJun 10, 2026
Property Address3196 WINTERWOOD DR, HERNANDO, MS 38632-1048
Document Number5663064954
Book / Page5663 / 64954
Instrument DateMay 08, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3196 WINTERWOOD DR, HERNANDO, MS 38632-1048
InvestorPossibly a Property Investor

Mortgage

Document Number5663064954,
DateJun 10, 2026
Book Page5663/64954
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueJul 01, 2054
Interest
Rate6.37%
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3196 WINTERWOOD, HERNANDO, MS 38632-1048
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyUNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3125 SWINNEA RD, SOUTHAVEN, MS 38672-9287

Mortgage

Document Number5660/10387
DateFeb 22, 2023
Book Page5660/10387
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateFeb 22, 2023
Property Address3196 WINTERWOOD, HERNANDO, MS 38632-1048
Document Number01023/2583
Book / Page1023 / 2583
Map ReferenceMB 136 PG 50
Instrument DateFeb 17, 2023
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanySLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address537 BUCK CREEK CV, HERNANDO, MS 38632-8091

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3196 WINTERWOOD, HERNANDO, MS 38632-1048

Mortgage

Document Number0005660387
DateFeb 22, 2023
Instrument5660/387
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateDec 09, 2021
Property Address3196 WINTERWOOD, HERNANDO, MS 38632-1048
Document Number000981/280
Book / Page981 / 280
Map ReferenceMB 136 PG 50
Instrument DateDec 09, 2021
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5863 SCOTT BLVD, HORN LAKE, MS 38637-3350

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 BUCK CREEK CV, HERNANDO, MS 38632-8091

Mortgage

Document Number0005417577
DateDec 09, 2021
Instrument5417/577
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term9 Months
DueSep 09, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,582.00 (+446.87%)$33,327 (+605.33%) Land $4,200 Building $29,127$333,268 (+957.99%) Land $42,000 Building $291,268
2023$655.00$4,725$31,500 Land $31,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · above 66% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Telapex
Fiber		8,000 / 8,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: Verizon.

Based on FCC filings for 47 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HERNANDO
serves 14,457 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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