3197 4th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3197 4th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1969
Square Footage	1,764 sqft Heated Area
Lot Size	22,390 sqft (0.514 acres)
Garage	Mixed, 1,344 sqft
Pool	612 sqft
Occupancy	Owner Occupied
Tax Bill	$1,362.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81862`
Alternative APN	`032630268000060040`

Interior

Full Baths	2 Baths
Building Area	1,764 sqft Heated Area
Gross Area	4,116 sqft Gross Area
1st Floor	1,344 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1969
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	22,390 sqft (0.514 acres)
Depth X Width	1 ft x 150 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,344 sqft Garage

Exterior Amenities

Pool Area	612 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	192 sqft Shed
Deck Area	348 sqft Deck
Porch	Enclosed Porch
Porch Area	910 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Floor/Wall Furnace Heating

Location & Zoning

Account Number	81862
Street Address	3197 4TH ST
City	SAINT CLOUD
State	FL
Zip	34769-1989
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BURNS ADDN PB 1 PG 170 BLK 6 LOTS 4 THRU 6
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	GARDENS THE/BURNS ADDN TO ST CLD
Legal Tract	2680
Legal Block	6
Legal Lot Number	4-6 5
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2004
Census Tract	43203

Owner

Source: Osceola County records · APN 81862

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3197 4TH ST, SAINT CLOUD, FL 34769-1989
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Transfer Date	Jul 09, 2020
Transfer Doc	0057511844
Record Refreshed	Jun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 09, 2020
Property Address	3197 4TH ST, SAINT CLOUD, FL 34769-1989
Document Number	0057511844
Book / Page	005751 / 001844
Instrument Date	Jul 07, 2020
Instrument	88502
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	250 17TH ST NW NAPLES FL 341201920, NAPLES, FL 34120-1920

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 (+8.35%) Homeowner's exemption Widower's exemption	$123,970 (+5.99%)	$385,000 (+18.24%) Land $60,000 Building $325,000
2023	$1,257.00 (-1.64%) Homeowner's exemption Widower's exemption	$116,968 (+3%)	$325,600 (+32.47%) Land $50,000 Building $275,600
2022	$1,278.00 Homeowner's exemption Widower's exemption	$113,562	$245,800 Land $40,000 Building $205,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.