2775 4th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2775 4th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,235 sqft Living Area
Lot Size	9,365 sqft (0.215 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2015)
Tax Bill	$1,655.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0389-0100`
Alternative APNs	`263001000103890100` `79800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,235 sqft Living Area
Gross Area	1,523 sqft Gross Area
1st Floor	1,026 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,365 sqft (0.215 acres)
Depth X Width	150 ft x 62.5 ft Depth x Width
Shed	1 Shed
Shed Area	100 sqft Shed
Porch Area	409 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2775 4TH ST
City	SAINT CLOUD
State	FL
Zip	34769-2620
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 61-62 BLK 389 N 62.5 FT OF LOT 10
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	389
Legal Lot Number	10
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3039
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0389-0100

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2775 4TH ST, SAINT CLOUD, FL 34769-2620
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2015 · Amount on Record
Deed Sale	Sep 08, 2015 · Amount on Record
Prior Sale	Jun 14, 2004 · Amount on Record
Deed Doc Number	2015133602
Deed Book / Page	4838 / 740
Prior Transfer Date	Mar 17, 2015
Prior Transfer Doc	0047660068
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2775 4TH ST, SAINT CLOUD, FL 34769-2620
Transaction Type	Mortgage
Record Updated	Feb 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056792164
Date	Feb 25, 2020
Book Page	5679/2164
Instrument	2020026922

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (+3.87%) Homeowner's exemption	$138,942 (+5.99%)	$276,300 (+9.6%) Land $55,000 Building $221,300
2024	$1,655.00 (+3.31%)
2023	$1,602.00 (+4.43%) Homeowner's exemption	$131,095 (+3%)	$252,100 (+10.14%) Land $50,000 Building $202,100
2022	$1,534.00 Homeowner's exemption	$127,277	$228,900 Land $45,000 Building $183,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.